Couple sitting on steps, looking at world map.

Vacation Peace of Mind: Ideas for Last-Minute Savings Right Before Your Trip

3-Minute Read

Taking an overdue vacation is a lot of fun for you and your family, but not so much fun for your wallet.

Unfortunately, real time doesn’t stop like “vacation time” does. Between the time you'll have to take off from work for the trip, the bills you'll still have to pay while you're gone, and all of the expenses related to the vacation (airfare, hotel, dining out, souvenirs, etc.), vacationing can take a serious chunk out of your bank account in a very short amount of time.

However, with a little planning and thinking ahead, it is still possible to make the most out of your dream destination AND enjoy overdue vacation time without an overdue payment. Here are three last-minute ways you can save up the extra cash you'll need.

1. Cut Back on Unnecessary Expenses. Right. Now.

Consider everything that you spend money on each month and find some ‘quick hit’ areas where you can offset your vacation and cut back spending. Instead of paying for a gym membership, try working out at home or a nearby park. Train for your adventure and walk more places instead of driving your car. Trade your weekly restaurant habit for more nights cooking at home.

Get creative! You'd be surprised just how much extra money you can quickly come up with when you are willing to sacrifice a bit of fun today in exchange for the fun festivities and foods you know you'll enjoy more on vacation.

If you have enough time to think ahead, there are also simple ways to save money on last-minute travel. Investigate your options by comparing tickets (there are many different travel companies and airlines with similar offerings) and being flexible with travel dates. Also, look into travel bundles, or consider alternative lodging like Airbnb. By reviewing your trip itinerary and prioritizing trip experiences, you’ll notice that doing your homework ahead of time is a fast way to save a few bucks and make the most out of your vacation plans.

But remember, you deserve this vacation! There are always ways to save without minimizing your trip’s big and most exciting experiences. And if you don’t want to leave anything out, a personal loan may work on a short timeline for fast cash with easy monthly installments.

2. Sell Things You Don't Need

If you're like most people, you probably have a ton of things around your home that are just gathering dust. Marie Condo style, it’s time to appreciate and say goodbye to old items and make room for new experiences (and top-notch souvenirs).

Consider having a garage sale or selling some of your belongings online. Just because you are no longer using something doesn't mean that the item isn't valuable and someone out there wouldn’t love to have it. And not only are you making vacation money, but you’re also decluttering and returning to a clean, refreshing home. Just make sure that the things you plan to sell are still in good condition before sending.

Here is a list of some easy websites and apps to explore selling items for quick cash.

3. Pick Up a Side Hustle

In today's gig economy, it is easier than ever to pick up a side job to bring in some extra cash. Drive for a ride-sharing service, join a dog walking app, or offer your professional talents in an online marketplace a few nights a week. If you live in a city or well-traveled area, you could consider helping out someone else’s travel experience and rent out your home or guest bedroom. You can also offer to babysit for friends with children, and they'll be likely to return the favor when you need childcare, which can help you save even more money.

“Having a side hustle, like selling on Amazon, requires learning more about yourself and the business you love,” says Rocket Loans client-experience team member, Ashley Duerson. “I am a multifaceted woman and find it very rewarding to involve myself in multiple projects outside of work—especially in a way that brings income to my family.”

Save wisely like Ashley and before you know it, you'll have plenty of cash for your vacation, and perhaps even a little extra started to save for the next one!

*There is no affiliation between Rocket Loans, Vital Dollar and USA TODAY. Rocket Loans does not vouch for or assume any responsibility for the content, accuracy, or completeness of material presented directly or indirectly in linked sites.

Table of Contents