Copyright protected 2025 RockLoans Marketplace LLC. All rights
reserved.
1Based on Rocket Mortgage data in comparison to public data records.
*The August promotion expires at 11:59 p.m. ET on August 31, 2024. This offer is only available to clients who close a personal loan with Rocket Loans before 11:59 p.m. ET on August 31, 2024. Offer is non-transferable and cannot be retroactively applied to previously closed loans. Offer cannot be combined with other Rocket Loans offers. This is not a commitment to lend. $150 prepaid e-gift card will be emailed within 45 days of closing.
All loans are made by Cross River Bank, a New Jersey state
chartered commercial bank, Member FDIC, Equal Housing Lender.
All loans are unsecured, fully amortizing personal loans.
Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our
Disclosures and Licenses
page for state-required disclosures, licenses, and lending
restrictions.
Qualified clients using Rocket Loans will see loan
options for a 36 or 60 month term, and APR ranges from a minimum of 8.71%
(rate with autopay discount) to a maximum of 29.99% (rate without autopay
discount) depending upon their credit profile. An origination fee of up to 9%
is charged for each loan. This fee is deducted from the balance before funds
are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest
rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments
of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%.
Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan
applications
are subject to credit review and approval and offered loan terms depend upon
credit score, requested amount, requested loan term, credit usage, credit history
and other factors. Not all borrowers receive the lowest interest rate.
To qualify for the lowest rate, you must have excellent credit, meet certain conditions,
and select autopay. Rates and Terms are subject to change at any time without notice.
Ohio Residents: All loans to Ohio residents must be greater than $5,001. The Ohio laws against
discrimination require that all creditors make credit equally available to all credit worthy customers,
and
that credit reporting agencies maintain separate credit histories on each individual upon request. The
Ohio
Civil Rights Commission administers compliance with this law.
Married applicants may apply for a separate account.
Same Day Funding available for clients completing the loan process and
signing the Promissory Note by 4:00PM ET on a business day. Also note, the ACH
credit will be submitted to your bank the same business day. This may result in
same day funding, but results may vary and your bank may have rules that limit
our ability to credit your account. We are not responsible for delays which may
occur due to incorrect routing number, account number, or errors of your
financial institution.
Please refer to our
Terms of Use
for additional terms and conditions, and to
Rocket Loans' Privacy Notice
and
Cross River's Privacy Notice
to learn more about what we do with your personal information.
For California residents, please see the
California Financial Privacy Opt-Out Form
.
NMLS
#1399530. Go here for Rocket Loans'
NMLS
consumer access page.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, RockLoans Marketplace LLC (doing business as Rocket
Loans) and Rocket Auto LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT).
Each
company is a separate legal entity operated and managed through its own management and governance
structure
as required by its state of incorporation and applicable legal and regulatory requirements.
RockLoans Marketplace LLC dba RocketLoans dba Rocket Loans | 1050 Woodward Ave, Detroit, MI 48226
