Copyright protected 2020 RockLoans Marketplace LLC. All rights
1Based on Quicken Loans data in comparison to public data records.
All loans are made by Cross River Bank, a New Jersey state
chartered commercial bank, Member FDIC, Equal Housing Lender.
All loans are unsecured, fully amortizing personal loans.
Eligibility for a loan is not guaranteed. Please refer to our
Disclosures and Licenses
page for state-required disclosures, licenses, and lending
Qualified clients using Rocket Loans will see loan
options for a 36 or 60 month term, and APR ranges from a minimum of 7.161%
(rate with autopay discount) to a maximum of 29.99% (rate without autopay
discount) depending upon their credit profile. An origination fee of 1% - 6%
is charged for each loan. This fee is deducted from the balance before funds
are disbursed to the client. For example, a 5 year $10,000 loan with a 10.5%
interest rate and a 2.99% ($299) origination fee would have 60 scheduled monthly
payments of $214.94 for an APR of 11.855% (rates assume autopay discount). Borrower
must be a U.S. citizen or permanent U.S. resident at least 18 years of age (in Nebraska
and Alabama a borrower must be at least 19 years of age). All loan applications
are subject to credit review and approval and offered loan terms depend upon
credit score, requested amount, requested loan term, credit usage, credit history
and other factors. Not all borrowers receive the lowest interest rate.
To qualify for the lowest rate, you must have excellent credit, meet certain conditions,
and select autopay. Rates and Terms are subject to change at any time without notice.
Same Day Funding available for clients completing the loan process and
signing the Promissory Note by 1:00PM ET on a business day. Also note, the ACH
credit will be submitted to your bank the same business day. This may result in
same day funding, but results may vary and your bank may have rules that limit
our ability to credit your account. We are not responsible for delays which may
occur due to incorrect routing number, account number, or errors of your
Please refer to our
for additional terms and conditions, and to
Rocket Loans' Privacy Notice
Cross River's Privacy Notice
to learn more about what we do with your personal information.
For California residents, please see the
California Financial Privacy Opt-Out Form
#1399530. Go here for Rocket Loans'
consumer access page.
Quicken Loans, Rocket Homes Real Estate LLC, Rocket Loans and Rocket HQ
are separate operating subsidiaries of Rock Holdings Inc. Each company is
a separate legal entity operated and managed through its own management
and governance structure as required by its state of incorporation, and
applicable legal and regulatory requirements.
RockLoans Marketplace LLC dba RocketLoans dba Rocket Loans | 1274 Library Street, 2nd
Floor, Detroit, MI 48226