OUR MISSION
Revolutionize
how people get money
Revolutionize
how people get money
We help our clients access the money they need – quickly, simply, and on their terms.
Our fully online experience makes it easy to explore options and get funded, sometimes the same day.
As part of Rocket Companies, we bring the same client-first approach behind Rocket Mortgage, Redfin and Rocket Money.
We help our clients access the money they need – quickly, simply, and on their terms.
Our fully online experience makes it easy to explore options and get funded, sometimes the same day.
As part of Rocket Companies, we bring the same client-first approach behind Rocket Mortgage, Redfin and Rocket Money.
A trusted name in personal finance
A trusted name in personal finance
$4.5+ billion
in funding since 2016
300,000+
clients served
A+
BBB rating
$4.5+ billion
in funding since 2016
300,000+
clients served
A+
BBB rating
Rated 4.9/5.0
Real people.
Real success stories.
Rocket never disappoints, whether its loans or home mortgages.
- Kurtis
The application was fast and easy. I already received my funds and am paying my high interest credit cards.
- Lupe
As always, Rocket Companies are the easiest to deal with.
- Calan T.
Getting my loan was simple. I finished the entire process within 2 hours of starting.
- bullockdetra
Rocket never disappoints, whether its loans or home mortgages.
- Kurtis
The application was fast and easy. I already received my funds and am paying my high interest credit cards.
- Lupe
As always, Rocket Companies are the easiest to deal with.
- Calan T.
Getting my loan was simple. I finished the entire process within 2 hours of starting.
- bullockdetra
Rocket never disappoints, whether its loans or home mortgages.
- Kurtis
The application was fast and easy. I already received my funds and am paying my high interest credit cards.
- Lupe
As always, Rocket Companies are the easiest to deal with.
- Calan T.
Getting my loan was simple. I finished the entire process within 2 hours of starting.
- bullockdetra
Rocket never disappoints, whether its loans or home mortgages.
- Kurtis
The application was fast and easy. I already received my funds and am paying my high interest credit cards.
- Lupe
As always, Rocket Companies are the easiest to deal with.
- Calan T.
Getting my loan was simple. I finished the entire process within 2 hours of starting.
- bullockdetra
Our values
Our values guide everything that we do, from how we create our product to how we operate as a team.
Clients first
We put our clients first – listening, understanding, and helping them get the funds they need when they need it.
Own the outcome
We think and act like owners, taking full responsibility for our work and the impact it creates.
Get stuff done
We prioritize and stay focused on what matters most, making every minute of our team’s effort count.
Culture that matters
We’re a diverse team of problem-solvers, creative thinkers, and collaborators united by a shared goal: building something special. Each day, we bring fresh ideas, celebrate wins - both big and small - and aspire to help more clients get the money they need.
If you value connection, purpose, and the chance to make an impact, you’ll fit right in.
Rated 4.9/5.0
Real people.
Real success
stories.
Getting my loan was simple.
I finished the entire process
within 2 hours of starting.- bullockdetra
As always, Rocket Companies are the easiest to deal with.
- Calan T.
The application was fast and easy. I already received my funds and am paying my high interest credit cards.
- Lupe
Rocket never disappoints, whether its loans or home mortgages.
- Kurtis
All loans are made by Cross River Bank, a New Jersey state chartered commercial bank, Member FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our disclosures and licenses page for state-required disclosures, licenses, and lending restrictions.
Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 7.99% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of up to 9.99% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%. Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate or highest loan amount. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Autopay must be selected as the repayment method at the time the loan closes in order to receive the rate discount. Rates and Terms are subject to change at any time without notice.
The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Married applicants may apply for a separate account.
Clients featured in imagery are clients of the Rocket family of companies and may not be clients of Rocket Loans.
Same Day Funding available for clients completing the loan process and signing the Promissory Note by 4:00PM ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number, or errors of your financial institution.
Please refer to our terms of use for additional terms and conditions, and to Rocket Loans' privacy notice and Cross River's privacy notice to learn more about what we do with your personal information. For California residents, please see the California financial privacy opt-out form.