Pay off your credit cards with a personal loan between $2,000 and $45,000.
Checking your rates won't impact your credit score.
You could receive your loan money as soon as today.
Because paying off your loan sooner should be a good thing.
Once you close on your loan, you'll lock a rate that never changes.
Struggling with multiple credit card balances? Using a personal loan to pay off credit card debt could help lessen the load. Here's how:
Consolidate all credit card interest into one fixed rate - which may be lower than what you pay now.
Ditch the juggling act with one set payment that keeps your monthly bills and budget on track.
Credit card consolidation could make it easier to make timely payments which may boost your credit score over time.
Clients love Rocket Loans for credit card consolidation
William W., April 2024
Our rocket-fast application process is simple and secure.
Enter some personal details such as your income and address.
Explore different loan offers that you're prequalified for.
Choose a loan offer that fits your needs and help us verify your details.
Close on your offer online and receive your loan money as soon as today.
Understand the ins and outs of credit card debt consolidation.
Yes, a personal loan for debt consolidation can help you consolidate your credit cards along with other unsecured debts such as:
Medical bills
Payday loans
Signature loans
Other high-interest loans
Consolidating business credit cards with a personal loan for debt consolidation, while possible, is not recommended. If you'd like to consolidate your business credit cards, consider the following options to keep your business and personal finances separate:
Business debt consolidation loan
Business line of credit
Negotiate with credit card companies for lower interest rates
Using a consolidation loan to pay off existing balances on your credit cards won't automatically close your credit card accounts.
Checking your rates with Rocket Loans won't impact your credit score. However, if you choose to close on your loan, there will be a hard credit check. This may cause a temporary credit score dip, but some clients find the long-term benefits of credit card consolidation far outweigh a temporary score decrease. Paying off your credit cards with a personal loan could actually help lower your credit utilization rate over time, which may result in a credit score boost.
If you're still not sure about paying off your credit cards with a personal loan, you can always check your loan offers without impacting your credit score.