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Discover why top industry voices and thousands of borrowers trust Rocket Loans℠.



Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Rated
5/5 stars
Rated
4/5 stars
Over 7,000
five-star reviewsRanked best for fast personal loans

Here's what America is saying about Rocket Loans:
Here's what America is saying about Rocket Loans:
Here's what America is saying about Rocket Loans:
Rated 4.9/5.0
Debt consolidation reviews

Thank you, Rocket Loans team, for assisting me in my debt consolidation, and giving me a fresh start in 2025. I can't thank you enough.
- Arkie

I considered going with a debt resolution company, but wanted to maintain my good credit score. Rocket Loans gave me a personal loan and my score remains intact!
- Marie I.
After being denied by so many companies for a loan to consolidate my debt, Rocket took a chance on me. I'm so grateful!
- Nicole C.
Rocket Loans offered me such a good interest rate that I decided to restructure some debt.
- Jason N.
Rated 4.9/5.0
Credit card consolidation reviews
I couldn't believe how easy this was! I was able to pay off all my credit cards and medical bills.
- Sue

What a dream to be able to pay all my credit card debt in a single day and have one low monthly payment.
- Jess
I was able to consolidate high interest store cards into one monthly payment while cutting interest in half.
- Pete F.
This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

Rated 4.9/5.0
Home improvement reviews
Great service!!! I applied for a loan to renovate my house and had money in my account in 3 hours.
- Don H.
It was very easy to get a personal loan for my home improvements.
- Mia

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Rated 4.9/5.0
Other loan use reviews
Easy loan process. Received money quickly in time of need to take care of a loved one's funeral expenses.
- Mark S.

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.
It was so easy for me to get the money I needed in a hurry due to a medical emergency.
- Joe E.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Rated 4.9/5.0
Credit card consolidation reviews
I couldn't believe how easy this was! I was able to pay off all my credit cards and medical bills.
- Sue

What a dream to be able to pay all my credit card debt in a single day and have one low monthly payment.
- Jess
I was able to consolidate high interest store cards into one monthly payment while cutting interest in half.
- Pete F.
This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

Rated 4.9/5.0
Debt consolidation review
Thank you, Rocket Loans team, for assisting me in my debt consolidation, and giving me a fresh start in 2025. I can't thank you enough.
- Arkie

Rocket Loans offered me such a good interest rate that I decided to restructure some debt.
- Jason N.
After being denied by so many companies for a loan to consolidate my debt, Rocket took a chance on me. I'm so grateful!
- Nicole C.
I considered going with a debt resolution company, but wanted to maintain my good credit score. Rocket Loans gave me a personal loan and my score remains intact!
- Marie I.

Rated 4.9/5.0
Home improvement
reviews
Great service!!! I applied for a loan to renovate my house and had money in my account in 3 hours.
- Don H.
It was very easy to get a personal loan for my home improvements.
- Mia

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Rated 4.9/5.0
Other loan use reviews
Easy loan process. Received money quickly in time of need to take care of a loved one's funeral expenses.
- Mark S.

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.
It was so easy for me to get the money I needed in a hurry due to a medical emergency.
- Joe E.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Rated 4.9/5.0
Debt consolidation
reviews
Thank you, Rocket Loans team, for assisting me in my debt consolidation, and giving me a fresh start in 2025. I can't thank you enough.
- Arkie

Rocket Loans offered me such a good interest rate that I decided to restructure some debt.
- Jason N.
After being denied by so many companies for a loan to consolidate my debt, Rocket took a chance on me. I'm so grateful!
- Nicole C.
I considered going with a debt resolution company, but wanted to maintain my good credit score. Rocket Loans gave me a personal loan and my score remains intact!
- Marie I.

Rated 4.9/5.0
Credit card consolidation reviews
I couldn't believe how easy this was! I was able to pay off all my credit cards and medical bills.
- Sue

What a dream to be able to pay all my credit card debt in a single day and have one low monthly payment.
- Jess
I was able to consolidate high interest store cards into one monthly payment while cutting interest in half.
- Pete F.
This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

Rated 4.9/5.0
Home improvement reviews
Great service!!! I applied for a loan to renovate my house and had money in my account in 3 hours.
- Don H.
It was very easy to get a personal loan for my home improvements.
- Mia

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Rated 4.9/5.0
Other loan use reviews
Easy loan process. Received money quickly in time of need to take care of a loved one's funeral expenses.
- Mark S.

This was the smoothest financial process that I have ever gone through! I would definitely recommend to anyone.
- Latanya H.
It was so easy for me to get the money I needed in a hurry due to a medical emergency.
- Joe E.

I took out a loan to fix a few things around the house. Was approved online in a jiffy. Rocket Loans is the best.
- Peggy
Client reviews may be edited for length and clarity.
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Getting funded is as easy as 1-2-3
Getting funded is as easy as 1-2-3
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Join thousands of Americans who trust Rocket Loans
Join thousands of Americans who trust Rocket Loans
Join thousands of Americans who trust Rocket Loans
All loans are made by Cross River Bank, a New Jersey state chartered commercial bank, Member FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our disclosures and licenses page for state-required disclosures, licenses, and lending restrictions.
Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 8.01% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of up to 9.99% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%. Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Rates and Terms are subject to change at any time without notice.
Ohio Residents: All loans to Ohio residents must be greater than $5,001. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
Married applicants may apply for a separate account.
Same Day Funding available for clients completing the loan process and signing the Promissory Note by 4:00PM ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number, or errors of your financial institution.
Please refer to our terms of use for additional terms and conditions, and to Rocket Loans' privacy notice and Cross River's privacy notice to learn more about what we do with your personal information. For California residents, please see the California financial privacy opt-out form.