Learning Center

Woman holding credit card and phone, comparing loan options.

Featured story 8-MINUTE READ

Personal Loan Vs. Credit Card: What’s The Best Option?

Personal Loan Basics

Learn everything you need to know about personal loans.

Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Explore Your Options

Understand your options and how to make the most of your loan amount.

Featured Resources

Focused man at desk writing down notes while desktop and laptop.

6-minute read

Prequalify for a personal loan to weigh all options

When you prequalify for a personal loan, a lender provides an estimate, including your interest rate and loan terms. Learn more about getting prequalified.

Man in a suit showing a car to a woman and smiling.

5-minute read

Breaking your car lease early: Understanding your options

Leasing a car can be a great option, but what if you want out? Breaking a car lease can help you let go of a car you don’t want. Understand the pros and cons.

Image of man wearing headphones, staring down at laptop on couch.

6-minute read

Secured loans: Definition and how they work

Secured loans require collateral and offer potential benefits like lower interest rates. Learn how they work, who they’re best for, and the risks of default.

Image of woman reading as sleeping child sits on her lap. Man on phone in background.

3-minute read

What is simple interest and how is it calculated?

Simple interest uses the amount you borrow to calculate how much you pay the lender in addition to repaying the principal. Learn more about simple interest.

Smiling young couple sharing a high five while sitting on the living room floor.

6-minute read

How to get a $3,000 loan: A comprehensive overview

If you need to borrow $3,000, consider a personal loan. Learn where to find one, the requirements, how quickly you can get approved, and the pros and cons.

Woman smiling outside with notepad and laptop.

4-minute read

Types of personal loans: Secured vs. unsecured

Confused about personal loans? Our guide distinguishes between secured and unsecured loans, helping you understand which option suits your financial needs.