Learning Center

Woman holding credit card and phone, comparing loan options.

Featured story 8-MINUTE READ

Personal Loan Vs. Credit Card: What’s The Best Option?

Personal Loan Basics

Learn everything you need to know about personal loans.

Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Explore Your Options

Understand your options and how to make the most of your loan amount.

Featured Resources

Woman wearing a green shirt using a laptop.

7-minute read

What are collateral loans?

A collateral loan is secured by an asset, such as a car or property, as security. Discover how collateral loans work, their benefits, and potential drawbacks.

Young woman calculating credit card debt at her kitchen table.

5-minute read

A guide to using a personal loan for debt consolidation

You can use personal loans for debt consolidation. Pay off high-interest debt and enjoy lower monthly payments. Learn more about personal loans and apply for a loan today.

Young woman making an important decision in front of her computer.

6-minute read

Debt repayment: The snowball vs. the avalanche method

Learn the differences between the debt snowball vs. the avalanche method for debt repayment. Explore tips to use these methods to enjoy a debt-free future.

Young man sitting in widow seat of apartment on laptop.

10-minute read

Personal loan FAQs: Common questions answered

You may have a lot of questions about personal loans, and you’re not alone. Rocket Loans is addressing all the FAQs about personal loans, including how to apply, loan amounts, and more. Find the answers to your questions now!

Young woman with top knot looking peacefully out window.

6-minute read

How to qualify for a personal loan

Personal loans are a quick way to borrow money you can use to pay for major expenses. Learn how to prepare your finances to qualify for a personal loan.

Focused man at desk writing down notes while desktop and laptop.

6-minute read

Prequalify for a personal loan to weigh all options

When you prequalify for a personal loan, a lender provides an estimate, including your interest rate and loan terms. Learn more about getting prequalified.