Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Woman smiling on computer because she improved her credit score.

Featured story 4-MINUTE READ

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

Featured story 5-MINUTE READ

Should You Pay Off Debt Now Or Save For The Future?

Image of woman reading as sleeping child sits on her lap. Man on phone in background.

3-minute read

What is simple interest and how is it calculated?

Simple interest uses the amount you borrow to calculate how much you pay the lender in addition to repaying the principal. Learn more about simple interest.

Image of girl saving income in personal piggy bank.

5-minute read

Savings goals: How much should I save each month?

Knowing how much of your income you should save each month can help you reach your savings goals. Learn how to figure out the right savings plan for you.

Man sitting at a desk and reading a letter in an envelope.

8-minute read

Loan principal: What is the principal of a loan and how does it work?

The loan principal impacts your monthly payment each month. Learn more about how the principal and the interest rate account for your monthly loan payment.

4-minute read

What is a lender? Financial terms to know

Unsure of what a lender is or does? Learn more about the most common types of lenders, the loans they offer, and how to choose the best lender for you.

Young woman smiling while working from home.

8-minute read

The pros and cons of personal loans: what to consider

Thinking about a personal loan? Learn how it can simplify debt, fund big purchases, and what to watch out for—like credit score requirements. Explore the advantages today.

6-minute read

Credit card statements: How to read and understand the monthly data

Credit card statements show your balance, payment due date, recent purchases and more. Learn how reading your statement is helpful for your personal finances.