Personal Loan Basics

Learn everything you need to know about personal loans.

Featured Articles:

Why Consider A Personal Loan?
If you’re in a financial pinch or would like some money to fund a home improvement project or boost your business, a personal loan is worth investigating.
How To Get A Personal Loan.
When Should I Use My Credit Card?
Not sure when to swipe your shiny plastic? Learn about prime times to use your credit card vs. alternative payment options.
Personal Loan Vs. Credit Card.
Know The Difference Between Home Equity Loans And Personal Loans
Which is better for you? We'll tell you the considerations between a home equity loan vs a personal before applying for either one.
Home Equity Loan Vs. Personal Loan: Which Is Better For You?

Related Resources

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Personal Loans And Taxes: Do You Pay Taxes On Personal Loans?

Personal Loan Basics5-Minute Read
Miranda CraceJune 01, 2023

A personal loan can affect your taxes in certain situations. Learn about personal loan tax implications and when a loan affects your income tax or deductions.

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Credit Score For A Personal Loan: What Do You Need?

Personal Loan Basics6-Minute Read
Hanna KielarMay 17, 2023

The minimum credit score needed for a personal loan is 650, if you want good rates. Dive into how credit scores work and how they can impact personal loans.

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How Do Home Improvement Loans Work?

Personal Loan Basics8-Minute Read
Miranda CraceMay 17, 2023

A home improvement loan can fund a renovation project. Learn how home improvement loans work, including their application process, and see their pros and cons.

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How And When You Can Refinance A Personal Loan

Personal Loan Basics6-Minute Read
Hanna KielarApril 30, 2023

Refinancing a personal loan can give you a lower monthly payment to manage. Learn how to refinance a personal loan, when you should refinance and when to wait.

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Will Getting A Personal Loan Affect Getting A Mortgage?

Personal Loan Basics5-Minute Read
Miranda CraceApril 25, 2023

Will getting a personal loan affect your mortgage application to buy a house? See factors that might impact your eligibility when you apply for a mortgage loan.

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Is A Personal Loan Installment Or Revolving Debt?

Personal Loan Basics5-minute read
Miranda CraceApril 22, 2023

Is a personal loan an installment loan or revolving credit? The answer can be tricky. See whether a personal loan is installment or revolving, and how to know.

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