Rocket Mortgage by Quicken Loans is a completely online home loan process that gets you approved fast.
In just minutes, get your custom mortgage solution based on your unique financial situation.
Copyright protected 2020 RockLoans Marketplace LLC. All rights reserved.
1Based on Quicken Loans data in comparison to public data records.
All loans are made by Cross River Bank, a New Jersey state
chartered commercial bank, Member FDIC, Equal Housing Lender.
All loans are unsecured, fully amortizing personal loans.
Eligibility for a loan is not guaranteed. Please refer to our
Disclosures and Licenses
page for state-required disclosures, licenses, and lending
Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 7.161% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of 1% - 6% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5 year $10,000 loan with a 10.5% interest rate and a 2.99% ($299) origination fee would have 60 scheduled monthly payments of $214.94 for an APR of 11.855% (rates assume autopay discount). Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age (in Nebraska and Alabama a borrower must be at least 19 years of age). All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Rates and Terms are subject to change at any time without notice.
Same Day Funding available for clients completing the loan process and signing the Promissory Note by 1:00PM ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number, or errors of your financial institution.
NMLS #1399530. Go here for Rocket Loans' NMLS consumer access page.
Quicken Loans (also doing business as Rocket HQ), Rocket Homes Real Estate LLC, and Rocket Loans are separate operating subsidiaries of Rock Holdings Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable legal and regulatory requirements.
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