Personal Loans Made Simple

Here's How You Can Use Your Loan

Debt Consolidation Personal Loans
Debt Consolidation
  • Consolidate high-interest debt
  • Move debt to a lower, fixed rate
  • Pay off debt in 36 or 60 months
See My Options >
Home Improvement Personal Loans
Home Improvement
  • Pay for a new kitchen
  • Furnish your living room
  • Fix roof, install A/C
See My Options >
Auto Expense Personal Loans
Auto Expenses
  • Get needed car repairs
  • Buy a new or used car
  • Receive money in as soon as 1 day
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Medical Expense Personal Loans
Medical Expenses
  • Pay off medical bills
  • Finance medical procedures
  • Pay for unexpected medical expenses
See My Options >
Pay Off Credit Cards With a Personal Loan
Credit Card Payoff
  • Pay off high-interest credit cards
  • Get a lower or fixed rate
  • Pay off loan in 36 or 60 months
See My Options >
Small Business Personal Loans
Small Business
  • Pay for personal business expenses
  • Quickly take care of unexpected expenses
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Large Purchase Personal Loans
Large Purchase
  • Buy a new washer and dryer
  • Furnish your new home
  • Make a purchase without a credit card
See My Options >
Other Personal Loans
Something Else
  • Pay for a special occasion or event
  • Go on your dream vacation
  • Receive money quickly for unexpected expenses
See My Options >

Our Clients Love Us

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RocketLoans: Coolest thing ever!
" Unbelievably fast! Less than 24 hours from 1st key stroke on application to $ in my account! Choice of payment time frame plus great interest rate... can't stop bragging and recommending Rocketloans to everyone I know. Thank you. "

Great Experience!
" Rocketloans made the loan application process a simple and amazingly fast transaction. I will definitely recommend to friends and family interested in a personal loan. Simply the best! "

Easy loan process and fair interest rate
" I was approved in seconds for more than requested at a good rate. Much easier and faster than the bank. "

An Online Process - From Start to Finish

Financing With a Personal Loan Vs. a Credit Card

Financing Option Loan Amount Interest / APR Months to Repay Total Interest
Personal Loan $15,000 12.5% / 15.742% 36 months $3,064.96
Credit Card* $15,000 17.99% / 17.99% 253 months $14,581.65
*Credit card example above assumes a $15,000 balance making a monthly payment equal to 3% of the remaining monthly balance with a minimum payment of $20 at 17.99% APR as calculated using the Minimum Payment Calculator versus a RocketLoans Personal Loan of $15,000 including interest and origination fee of $675.

About Our Personal Loans

What Is a Personal Loan?

A personal loan is an unsecured installment loan with a fixed interest rate that is repaid in equal monthly payments.

You may be able to receive up to $35,000 by the next business day* to take control of your financial goals - whether that's consolidating debt, making home improvements, or making a major purchase.

*This is just a representative example. Loan offers and eligibility will depend upon your individual credit profile. Funds availability may vary based upon your specific bank's policies.

Benefits of a Personal Loan

A RocketLoans personal loan provides you with a simple, automated process to get your money into your bank account quickly and efficiently. Personal loans are most popular as Debt-Consolidation Loans, which allow you to consolidate high-interest credit card accounts into a single, low, fixed monthly payment with a specific time period to eliminate the debt. Other popular uses are to make Home Improvements, or to make major purchases.

What Should I Know?

RocketLoans platform is simple, fast and secure. Our platform works by sharing data electronically, so we'll need you to:

  • Verify your identity electronically
  • Verify your income electronically
  • Log into your bank account
  • Validate your bank account electronically
Finance Example

A finance charge is the total cost of the loan, including all interest and fees incurred at the time of origination (i.e. fees that are financed). See below for an example:

Loan Amount: $10,000
Origination Fee (4%): $400
Net Funds Deposited Into Your Account: $9,600
Term: 36 Months
Annual Percentage Rate (APR): 10.8%
Interest Rate: 8.0%
Monthly Payment: $313.36
Total Interest: $1,281.09
Total Finance Charge: $1,681.09

The interest represented assumes full payments each month for the entire term of the loan using ACH repayment. RocketLoans Personal Loans never have a pre-payment penalty, so the loan can be repaid at any time by making a full payment of the remaining balance and incurred interest at the time of payoff.

Qualified clients using RocketLoans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 5.983% to a maximum of 28.99% depending on their credit profile.

We Are Part of the Quicken Loans Family of Companies