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Financial Smarts

Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Related Resources

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Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?

A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?

How Soon Can You Trade In A Financed Car?

How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.

Average Credit Card Debt In America, And How To Manage Your Own

The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.

Is 700 A Good Credit Score? What It Can Do For You

A 700 is a good credit score if you want more loan options and a lower interest rate. See how to get a 700 credit score and what factors determine your score.

A Guide To Debt-To-Income Ratio: How To Calculate It And Why It Matters

Debt-to-income ratio is the percentage of your income that goes toward debt each month. Learn how to calculate your debt-to-income ratio and why it’s important.

What Is A Lender? Meaning, Different Types And How To Choose The Right One

Unsure of what a lender is or does? Learn about various types of moneylenders you can work with and the qualities that set a good financial lender apart.