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Debt, Defined: What It Is And How To Manage It

Debt is money owed to a lender, and it can take many forms, from credit card debt to medical bills and more. Here's everything you need to know as a borrower.

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Credit Card Interest Rates Rising & How To Handle Credit Card Debt

The Fed continues to make moves that raise interest rates. Here’s how these moves contribute to credit card interest rates rising and how to handle your debt now.

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Max-Out Credit Card: What This Means And What To Do About It

A maxed-out credit card occurs when you’ve hit the maximum credit limit allowed on your card. Learn what happens when you max out a credit card and what to do.

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A Guide To Debt-To-Income Ratio: How To Calculate It And Why It Matters

Debt-to-income ratio is the percentage of your income that goes toward debt each month. Learn how to calculate your debt-to-income ratio and why it’s important.

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Energy-Efficient Home Improvements That Can Help Lower Taxes In 2025

Learn how energy efficient home improvements can help you save during the next tax season with tax credits.

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What’s The Average Cost To Finish A Basement?

Considering a basement remodel, but concerned about the price tag? Check out our guide to the cost of finishing a basement, plus how to do it on a budget.

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Compound Interest: Definition And Calculation

Compound interest can work for you or against you when saving money or repaying a loan. Learn how to calculate compound interest and uncover some helpful tips.

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How To Improve Your Credit Score: 9 Tips And Tricks

Increasing your credit score takes time, but some strategies work faster than others. Learn how to improve your credit score with our nine quick and easy tips.

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How Does Gap Insurance Work?

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

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Soft Inquiry Vs. Hard Inquiry: What Should You Know?

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Subordinated Debt: How It Works And The Risks Involved

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

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Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

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Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

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Types Of Debt: What You Need To Know

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

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Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

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Should You Use A Debt Management Plan (DMP)?

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

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Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

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Loan maturity date: What it means for borrowers and investors

The due date for the final payment on an installment loan is known as its maturity date. Learn why the maturity date is important for borrowers and lenders.

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