Financial Smarts | Rocket Loans

Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

What Credit Score Do You Need To Buy A House?

You credit is one of your most important assets. The higher your score, the better mortgage rate you can get. Understand exactly what you need to buy your new home.

What Is Subordinated Debt?

Subordinated debt, or sub debt, is unsecured debt that's only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

How Much Should You Save A Month?

Knowing how much of your income you should save each month can help you reach your savings goals. Learn how much you should save a month and how to do so.

Financial Moves You Should Make At Each Age Of Your Life

For whatever stage you are at in your financial journey, here are the best money management moves you can make during each season of your life.

What Is A Balance Transfer Credit Card?

A balance transfer card can move your credit card debt onto a new card you can then pay off. Learn more about what a balance transfer is and how it works.

How To Build Credit Without A Credit Card

Credit cards are not the only way you can build your credit profile. Learn more about how to build credit without a credit card.

How Does Gap Insurance Work?

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

How Often Should You Check Your Credit Score?

It’s important to monitor your credit score for accuracy and to find areas of improvement. Read here to learn how often you should check your credit score.

Hard Inquiries: Everything You Need To Know

If you’ve spotted a hard inquiry on your credit report, don’t be hard on yourself. Learn what it means, how lenders see it and when it goes away.

10 Ways To Get Out Of Credit Card Debt

No matter how you got in debt, you can take action to eliminate it entirely. Read our step-by-step guide to learn how to avoid and get out of credit card debt.

How To Make A Budget

Knowing how to budget money can greatly improve your savings. Learn how to make a budget through a step-by-step process and explore different budgeting plans.

Collateral Loans: How Getting A Loan With Collateral Works

A loan with collateral can be easier to obtain and may have a lower interest rate. Discover how collateral loans work and the pros and cons of this loan type.

Variable Vs. Fixed Rates: Your Quick Guide

If you're researching loans and need to understand variable versus fixed rates, we have you covered. Explore the facts to get the right interest rate for you.

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

The Pros And Cons Of Personal Loans: What To Consider

A personal loan can help borrowers consolidate debt or make a large purchase. Discover the pros and cons of personal loans, including credit score requirements.

How Do Personal Loans Work? Discover Rates, Repayment And More

Personal loans function based on several factors that impact their terms, including interest rate. See how personal loans work and the factors that affect them.

Related Resources

Predatory Lending: The Definition And How To Avoid It

What Credit Score Do You Need To Buy A House?

What Is Subordinated Debt?

How Much Should You Save A Month?

Financial Moves You Should Make At Each Age Of Your Life

What Is A Balance Transfer Credit Card?

How To Build Credit Without A Credit Card

How Does Gap Insurance Work?

How Often Should You Check Your Credit Score?

Hard Inquiries: Everything You Need To Know

10 Ways To Get Out Of Credit Card Debt

How To Make A Budget

Collateral Loans: How Getting A Loan With Collateral Works

Variable Vs. Fixed Rates: Your Quick Guide

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Private-Party Auto Loans: What Are They And How Do They Work?

The Pros And Cons Of Personal Loans: What To Consider

How Do Personal Loans Work? Discover Rates, Repayment And More