Increasing your credit score takes time, but some strategies work faster than others. Learn how to improve your credit score with our nine quick and easy tips.

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

Simple interest is the amount of interest charged on a loan over a set period of time. Read more about what simple interest is and how it’s calculated here.

A loan with collateral can be easier to obtain and may have a lower interest rate. Discover how collateral loans work and the pros and cons of this loan type.

A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?

How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.

The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.

Wondering how to get a car loan? Read this step-by-step guide to learn everything you need to know and find tips for securing the best possible auto loan terms.