Personal Loan Basics

Learn everything you need to know about personal loans.

Featured Articles:

If you’re in a financial pinch or would like some money to fund a home improvement project or boost your business, a personal loan is worth investigating.
When Should I Use My Credit Card?
Not sure when to swipe your shiny plastic? Learn about prime times to use your credit card vs. alternative payment options.
Personal Loan Vs. Credit Card.
Know The Difference Between Home Equity Loans And Personal Loans
Which is better for you? We'll tell you the considerations between a home equity loan vs a personal before applying for either one.
Home Equity Loan Vs. Personal Loan: Which Is Better For You?

Related Resources

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You Need A Loan But Keep Getting Declined: What Next?

Personal Loan Basics7 minute read
Miranda CraceApril 18, 2024

If you need a loan but keep getting declined, first find out why your loan is being denied. Learn here how you can improve your application and reapply.

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What Is The Easiest Loan To Get?

Personal Loan Basics8-minute read
Miranda CraceApril 16, 2024

The easiest loans to get approved for may have fast funding and no credit checks, but the easiest loan approvals also carry big risks. Uncover them here.

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How To Prequalify For A Personal Loan

Personal Loan Basics8-minute read
Miranda CraceApril 16, 2024

When you prequalify for a personal loan, a lender provides an estimate of your interest rate and repayment term. Discover how to prequalify for a personal loan.

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Personal Loan Scams: How To Spot And Avoid Loan Frauds

Personal Loan Basics6-minute read
Miranda CraceApril 05, 2024

Loan scammers will attempt to trick you into giving them cash or personal information. Learn the signs of personal loan scams and what to do if you get scammed.

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Long-Term Personal Loans: What To Know About A Lengthier Repayment Term

Personal Loan Basics7-Minute Read
Victoria ArajMarch 29, 2024

A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.

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Do Personal Loans Hurt Your Credit Score?

Personal Loan Basics6-Minute Read
Miranda CraceMarch 29, 2024

A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.

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