Learning Center | Rocket Loans

Personal Loan Vs. Auto Loan: Which One Should You Use?

You can use an auto or personal loan to buy a car, but each loan has its pros and cons. Take a look as we compare choosing a personal loan versus an auto loan.

Secured Loans: A Definition And How They Work

Secured loans are loans backed by a form of collateral. Explore this loan type, the benefits it affords certain borrowers, and what happens if they default.

How Much Can I Get From A Personal Loan?

If you’re considering a personal loan, it helps to know the maximum personal loan amount. See factors that determine how much you can get with a personal loan.

Should You Use A Personal Loan To Pay Off Your Credit Card?

Using a personal loan to pay off credit card debt can simplify monthly payments and reduce interest rates. Learn more about personal loans for credit card debt.

Auto Repair Financing: Options And Alternatives To Consider

Not everyone can pay for expensive car repair costs out of pocket. Learn about your options for auto repair financing so you can get your vehicle running again.

Long-Term Personal Loans: What You Should Know About Longer Repayment Terms

Long-term personal loans have longer repayment terms and lower payments. But are long-term personal loans for bad credit available? Find this answer and more.

Jet Ski Financing To Buy Your Own Personal Watercraft

Jet Ski financing can help you afford and own a personal watercraft. Discover your Jet Ski loan and financing options so you can start riding the waves soon.

The Best Reasons For A Personal Loan

Reasons for personal loans include debt consolidation and paying off credit card debt. Uncover all the best reasons to get a personal loan, and when to pass.

Does Paying Off A Loan Early Hurt Your Credit?

Does paying off a loan early hurt your credit? It can, but paying off a personal loan early has benefits as well. Discover how early repayment can help you.

Dental Financing: Options And Alternatives To Consider

Dental procedures can be pricey, but dental loans and credit cards can help with costs. Uncover some specific dental financing options and their alternatives.

Loan Default: What Happens When You Default On A Loan?

Loan default occurs when you fail to make monthly payments. See what happens when you default on a loan, and see the consequences and how to avoid loan default.

How To Apply For A Personal Loan: A Complete Guide

Thinking about applying for a personal loan but not sure how to get started? Uncover a complete guide on how to apply for a personal loan online or otherwise.

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

Your Fall Home Maintenance Checklist

If home maintenance feels overwhelming, don’t fret. We’ve compiled the ultimate fall home maintenance checklist to make the process easier and ensure that your home is prepared for the fall and the coming winter months.

How To Get A 700 Credit Score – And What That Can Do For You

A 700 is a good credit score if you want more loan options and a lower interest rate. See how to get a 700 credit score and what factors determine your score.

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

How A Home Renovation Loan Works

A home renovation loan can finance upgrades and repairs for a new home or your current home. See different types of renovation loans and their pros and cons.

Credit Card Refinancing: What Is It And Who Should Use It?

Refinancing your credit card debt can get you a lower interest rate and fixed monthly payment. Find out how credit card refinancing works and who should use it.

Featured Resources

Personal Loan Vs. Auto Loan: Which One Should You Use?

Secured Loans: A Definition And How They Work

How Much Can I Get From A Personal Loan?

Should You Use A Personal Loan To Pay Off Your Credit Card?

Auto Repair Financing: Options And Alternatives To Consider

Long-Term Personal Loans: What You Should Know About Longer Repayment Terms

Jet Ski Financing To Buy Your Own Personal Watercraft

The Best Reasons For A Personal Loan

Does Paying Off A Loan Early Hurt Your Credit?

Dental Financing: Options And Alternatives To Consider

Loan Default: What Happens When You Default On A Loan?

How To Apply For A Personal Loan: A Complete Guide

What Is A Personal Line Of Credit, And How Does It Work?

Your Fall Home Maintenance Checklist

How To Get A 700 Credit Score – And What That Can Do For You

Revolving Debt: Definition And Examples

How A Home Renovation Loan Works

Credit Card Refinancing: What Is It And Who Should Use It?