Learning Center | Rocket Loans

How To Build Credit Without A Credit Card

Credit cards are not the only way you can build your credit profile. Learn more about how to build credit without a credit card.

Tips For Protecting Your Credit Score During COVID-19

COVID-19 could be having an impact on our personal finances and credit. Here are some steps to take to protect your credit score during COVID-19.

What Is A Good Interest Rate?

Curious what makes up an interest rate? This article will explain exactly what an interest rate is and the different types of interest rates.

The Pros And Cons Of Using A Home Equity Loan For Debt Consolidation

Considering taking out a home equity loan to consolidate your debt? Read on to learn the pros and cons of using a home equity loan for debt consolidation.

What Type Of Loan Do I Need?

Loans may seem very similar, but there’s a variety of loans available for your lending needs. Discover what type of loan is right for you.

How Do Personal Loans Work, And Are They Right For You?

Personal loan lenders consider your credit score when determining your interest rate and loan amount. See how a personal loan works and if it’s right for you.

Home Equity Loan Vs. Personal Loan: A Guide To Picking The Best Option

When considering a home equity loan vs. a personal loan, what distinguishes the two? Uncover the key differences between a home equity loan and a personal loan.

Should You Get A Personal Loan? What To Know Before You Apply

A personal loan may be right for a lot of people, but ask yourself, “Is a personal loan right for me?” Learn how to know whether you should get a personal loan.

First-Time Car Buyer Loans: How To Finance Your First Car

Getting an auto loan for the first time primarily comes down to your credit score. Learn how to get a first-time car buyer loan and what requirements to meet.

Personal Loan Vs. Auto Loan: Which One Should You Use?

You can use an auto or personal loan to buy a car, but each loan has its pros and cons. Take a look as we compare choosing a personal loan versus an auto loan.

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

How To Calculate A Monthly Payment On A Loan

Knowing how to calculate the monthly payment on a loan can help you pick the best option for your budget. Learn how to use the loan payment formula and more.

Loan Principal: What Is The Principal Of A Loan And How Does It Work?

Principal on a loan is the amount of money you borrowed. Learn more about what the principal of a loan is and how it affects monthly payment and interest rate.

What Is A Charge-Off And How Does It Affect Your Credit?

Debt considered “uncollectible” by its creditor, a charge-off is very bad for your credit score. Learn more about what a charge-off is and how to approach one.

What Is A Finance Charge And Why Is It Important?

If you borrow money from a lender, you’ll likely pay a finance charge on a loan, but what is this exactly? See what a finance charge is and why it’s important.

3 Ways You Can Support Your Community Heroes During COVID-19

We are thankful for every community hero across the world fighting COVID-19. Understand the top three ways you can help support them.

What Is Collateral And How Does It Work?

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

What Is A Personal Loan?

Taking out a personal loan can give you a lump sum of cash to use how you see fit. Learn what a personal loan is, how it works and the many ways you can use one.

Featured Resources

How To Build Credit Without A Credit Card

Tips For Protecting Your Credit Score During COVID-19

What Is A Good Interest Rate?

The Pros And Cons Of Using A Home Equity Loan For Debt Consolidation

What Type Of Loan Do I Need?

How Do Personal Loans Work, And Are They Right For You?

Home Equity Loan Vs. Personal Loan: A Guide To Picking The Best Option

Should You Get A Personal Loan? What To Know Before You Apply

First-Time Car Buyer Loans: How To Finance Your First Car

Personal Loan Vs. Auto Loan: Which One Should You Use?

Private-Party Auto Loans: What Are They And How Do They Work?

How To Calculate A Monthly Payment On A Loan

Loan Principal: What Is The Principal Of A Loan And How Does It Work?

What Is A Charge-Off And How Does It Affect Your Credit?

What Is A Finance Charge And Why Is It Important?

3 Ways You Can Support Your Community Heroes During COVID-19

What Is Collateral And How Does It Work?

What Is A Personal Loan?