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Put your home improvement loan to work as soon as today.

Finance home improvement projects of any size with a personal loan from $2,000 to $45,000.

Check loan offers

Checking your offers won't impact your credit score.

Why Rocket Loans℠ for home improvement financing?

Same day funding available

You could receive your loan money as soon as today and start your project tomorrow.

No early payoff penalties

Because paying off your loan sooner should be a good thing.

Fixed rates forever

Once you close on your loan, you'll lock a rate that never changes.

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Home improvement financing makes your goals possible.

From home renovations to unexpected repairs, a personal loan for home improvement can help you achieve your goals.


Here are some reasons why a home improvement loan might be the right choice for you:

Invest in your home

Your home should be a sanctuary and an investment. A home renovation loan used for kitchen, bathroom, or landscaping upgrades could increase your home's value and curb appeal.

Borrow just enough

A home improvement loan can help you borrow the exact amount you need for your project. Whether you're planning a major renovation or facing an emergency plumbing problem, a home improvement loan can help you manage costs from the start or keep your project on track if unexpected costs come up.

Avoid repair delays

Home ownership should be rewarding, not stressful. You could secure home improvement loan money as soon as today to buy new appliances or lock in a contractor.

Fix home repair emergencies fast.

Leaking roof? Busted water heater? Cracked window? Let a home improvement loan lend a hand whether you're a DIY pro or hiring a contractor.


Apply now and you could receive money as soon as today.

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Clients love Rocket Loans for home improvement financing

The process literally took a day from start to finish. I would definitely recommend Rocket for any home improvement plans.

Dave W., March 2024

Trustpilot

Ready to apply for a home improvement loan?

Our rocket-fast application process is simple and secure.

1. Tell us about you

Enter some personal details such as your income and address.

2. Check loan offers

Explore different loan offers that you're prequalified for.

3. Select your loan

Choose a loan offer that fits your needs and help us verify your details.

4. Sign your offer

Close on your offer online and receive your loan money as soon as today.

Start application

Home improvement loan questions, answered

Understand the ins and outs of home improvement financing.

  • Rocket Loans home improvement loans can be used for just about any type of home improvement project, from a minor facelift to major home renovations. With loans ranging from $2,000 to $45,000 your loan could cover the following projects and others:

    • Installing or repairing a roof

    • Buying furniture

    • Remodeling a bathroom

    • Building a garage or deck

    • Building a home addition

    • Improving landscaping

  • A personal loan for home renovation can help you make necessary repairs or create your dream living space. No matter the project you're funding, your financial circumstances play a large role in whether a renovation loan is a good idea for you.

  • You should reflect on your situation to determine whether a home improvement loan is right for you. If you don't have home equity you can use for a project, a personal loan for your home improvement project may be an option. Consider factors such as your ability to take on a monthly loan payment and the type of project you're funding. If you don't have cash to cover costs upfront, but think you can manage paying them off in monthly installments, a home improvement loan might work for you.


    If you're a Rocket Mortgage® client and comfortable using your home as collateral, a home equity loan may be another option to consider.

  • A home loan, often called a mortgage, is a financing option used to buy a home. On the other hand, a home improvement loan gives homeowners the ability to cover costs for a project aimed at improving their home in one or more ways.

Hone your home improvement knowledge.

Home Improvement Ideas: A Definitive Guide To Updating A Living Space

Discover a variety of home improvement projects that are sure to transform any space.

Start learning

Personal Loan for Home Improvement: Is It the Right Choice?

Learn about your options for home improvement financing to decide which is best for you.

Start learning

Home Improvements That Add Value and Provide a Return on Investment

Understand which major and minor home improvement projects could help boost your home's resale value.

Start learning

Discover how fast it is to borrow money with Rocket Loans.

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