Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Woman smiling on computer because she improved her credit score.

Featured story 4-MINUTE READ

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

Featured story 5-MINUTE READ

Should You Pay Off Debt Now Or Save For The Future?

Woman leaning on kitchen island looking at her phone and smiling.

7-minute read

What are the 3 credit reporting agencies?

What are the 3 credit reporting agencies? Learn more about TransUnion^®, Experian^®, and Equifax^® and find out why credit scores may be different from each one.

Image of women planning out emergency fund at kitchen table.

6-minute read

What is an emergency fund, and how much should it be?

An emergency fund prepares you for unplanned expenses that can come up. Learn how to save money for an emergency fund and how much money you should save.

7-minute read

Good debt vs. bad debt: Learn the difference

Good debt can help you reach your goals, whereas bad debt can put you further behind. Read some examples of good vs. bad debt and learn their differences.

Image of woman on desktop computer reviewing financial statements.

5-minute read

What is the debt snowball method?

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

Image of man checking credit score on couch in home.

9-minute read

Is it bad to close a credit card?

Is it bad to close a credit card? Closing a credit card hurts your credit by impacting your credit score factors. Learn when to close and when to keep an account.