What are the 3 credit reporting agencies? Learn more about TransUnion^®, Experian^®, and Equifax^® and find out why credit scores may be different from each one.

An emergency fund prepares you for unplanned expenses that can come up. Learn how to save money for an emergency fund and how much money you should save.

Good debt can help you reach your goals, whereas bad debt can put you further behind. Read some examples of good vs. bad debt and learn their differences.

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

Is it bad to close a credit card? Closing a credit card hurts your credit by impacting your credit score factors. Learn when to close and when to keep an account.

If you’re researching loans and need to understand fixed interest vs. variable interest rates, explore the facts to get the right interest rate for you.

Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.

Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.

A collateral loan is secured by an asset, such as a car or property, as security. Discover how collateral loans work, their benefits, and potential drawbacks.

Knowing how much of your income you should save each month can help you reach your savings goals. Learn how to figure out the right savings plan for you.

The loan principal impacts your monthly payment each month. Learn more about how the principal and the interest rate account for your monthly loan payment.

Unsure of what a lender is or does? Learn more about the most common types of lenders, the loans they offer, and how to choose the best lender for you.

Thinking about a personal loan? Learn how it can simplify debt, fund big purchases, and what to watch out for—like credit score requirements. Explore the advantages today.

Credit card statements show your balance, payment due date, recent purchases and more. Learn how reading your statement is helpful for your personal finances.

Are home improvements tax-deductible? It all depends on the type of improvement you’ve made to your home. Find out whether your most recent project qualifies.

Not sure how often should you check your credit report? Learn how to measure your financial health and stay up-to-date on all things credit.

Love summer weather but hate the bugs? A screened-in porch can be the perfect solution. Read our guide to installment costs associated with this home addition.

TransUnion and Equifax may report that you have a different credit score. This is because they use a different formula to calculate your score. Learn more.