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Should You Use A Debt Management Plan (DMP)?
A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.
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Repairing Your Credit Score: A Step-By-Step Guide
Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.
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Revolving Debt: Definition And Examples
Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.
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Soft Inquiry Vs. Hard Inquiry: What Should You Know?
Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.
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Predatory Lending: The Definition And How To Avoid It
Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.
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Private-Party Auto Loans: What Are They And How Do They Work?
You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.
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Loan maturity date: What it means for borrowers and investors
The due date for the final payment on an installment loan is known as its maturity date. Learn why the maturity date is important for borrowers and lenders.
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How Does Gap Insurance Work?
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Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?
A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?
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7-minute read
How Soon Can You Trade In A Financed Car?
How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.
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Average Credit Card Debt In America, And How To Manage Your Own
The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.
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How To Get A Car Loan In 4 Steps: A Complete Guide
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Does Debt Consolidation Hurt Your Credit?
Debt consolidation may hurt your credit score initially, but it can eventually raise your score. Learn more about how this strategy can affect your credit.
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3-minute read
What Credit Score Do You Need To Buy A House?
You credit is one of your most important assets. The higher your score, the better mortgage rate you can get. Understand exactly what you need to buy your new home.
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How To Sell A Car With A Loan: A Step-By-Step Guide
Selling a vehicle that has an existing auto loan is possible but may require a little extra effort. Using our handy guide, learn how to sell a car with a loan.
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6-minute read
Average Personal Loan Interest Rate
The average personal loan interest rate fluctuates based on market conditions and your credit score. Learn more about how interest rates work and why they move.
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How To Pay Off Credit Card Debt: 10 Ways To Be Debt-Free
Various plans, strategies and loans can help get you out of credit card debt. Learn how to pay off credit card debt in the way that works best for you.
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6 Tips To Get An 800 Credit Score
A credit score of 800 can help you access financing options with ideal terms. Learn how to get and maintain an 800 credit score and how it can benefit you.
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