Featured Resources

African American business woman reviewing finances in her office.

6-minute read

How Much Debt Is Too Much, And What You Can Do About It

Having too much debt can make you struggle financially, but how much debt is too much? Learn the different signs to watch for and how you can manage your debt.

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A woman looking worried as she looks over paperwork and bills.

6-minute read

Credit Card Refinancing: What Is It And Who Should Use It?

Refinancing your credit card debt can get you a lower interest rate and fixed monthly payment. Find out how credit card refinancing works and who should use it.

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Women on iPhone checking loan options.

5-minute read

Installment Loans: How They Work And If They're Right For You

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

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Mother reviewing finances on laptop.

5-minute read

Compound Interest: Definition And Calculation

Compound interest can work for you or against you when saving money or repaying a loan. Learn how to calculate compound interest and uncover some helpful tips.

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Man wearing hat, blue shirt and brown pants caulking a window.

4-minute read

Energy-Efficient Home Improvements That Can Help Lower Taxes In 2025

Learn how energy efficient home improvements can help you save during the next tax season with tax credits.

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A young woman working on her laptop.

6-minute read

How To Improve Your Credit Score: 9 Tips And Tricks

Increasing your credit score takes time, but some strategies work faster than others. Learn how to improve your credit score with our nine quick and easy tips.

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Man buying a car looking back

6-minute read

What Is A Good Credit Score To Buy A Car?

Your credit score can directly affect how expensive your auto loan’s monthly payments will be. Learn what’s a good credit score to buy a car and how it’s rated.

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Young woman at table working on her finances.

5-minute read

What Is Loan Amortization And How Does It Work?

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

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Older couple on laptop together financial planning together.

5-minute read

Is a personal loan installment debt or revolving debt?

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

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Image of mom helping young child look out the window, while standing on window seat.

4-minute read

How To Calculate Window Replacement Cost

Replacing old or drafty windows is an essential home improvement project, but it can get pricey. Read on to learn how to estimate your window replacement cost.

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Image of small grocery owner helping client.

6-minute read

Subordinated Debt: How It Works And The Risks Involved

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

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Image of woman on gray couch, smiling down at phone

3-minute read

Types Of Debt: What You Need To Know

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

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Man going over finances and using calculator with glasses hanging from mouth.

6-minute read

Should You Use A Debt Management Plan (DMP)?

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

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Man working at laptop in cafe.

7-minute read

Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

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Mature African American woman in a red convertible and smiling at the camera.

5-minute read

Is Paying Off Your Car Loan Early A Good Idea?

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan early.

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Image of man looking down, using credit card as revolving debt on computer.

5-minute read

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

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Businessman looking through a binder on his desk in his office.

5-minute read

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

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Two men having a serious conversation.

6-minute read

Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

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