Featured Resources

Mature African American woman in a red convertible and smiling at the camera.

5-minute read

Is Paying Off Your Car Loan Early A Good Idea?

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan ear...

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Man working at laptop in cafe.

7-minute read

Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history...

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Image of couple in car, reviewing personal loan options.

5-minute read

Should You Get A 72-Month Car Loan?

A 72-month car loan can help you save on monthly payments, but it can have drawbacks. Learn everything you should know about taking out a 72-month auto loan....

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Young woman chatting on phone and getting out of her white new car.

6-minute read

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and mo...

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Image of family paying personal loan at kitchen table.

7-minute read

Can You Pay Off A Personal Loan Early, And Should You?

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good fo...

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Image of man looking down, using credit card as revolving debt on computer.

5-minute read

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt exam...

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Woman calculating finances at her kitchen table with laptop open and paperwork in her hands.

4-minute read

Loan maturity date: What it means for borrowers and investors

The due date for the final payment on an installment loan is known as its maturity date. Learn why the maturity date is important for borrowers and lenders.<...

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Image of couple posing in front of new car.

7-minute read

The True Cost Of Owning A Car

If you’re thinking about buying a car, read on to learn about true cost of owning a car and things you’ll need to budget for in the first year an...

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Young couple studying their finances at their kitchen table.

6-minute read

What credit score do you need to get a personal loan?

If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.

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Young woman on mobile phone asking for personal loan.

6-minute read

Payday Loans: Everything You Should Know

Payday loans can provide you with fast cash, but come with high fees and interest as well. Learn how payday loans work and the risks involved in getting one....

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Man going over finances and using calculator with glasses hanging from mouth.

6-minute read

Should You Use A Debt Management Plan (DMP)?

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

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Two men having a serious conversation.

6-minute read

Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory...

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Woman sitting at breakfast table working on laptop.

6-minute read

Same Day Loans: Facts And Warnings

Same-day loans can give you fast cash, but can come with high rates and fees. Learn how and where to get a same-day loan, as well as the risks involved.

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exterior of mobile home with new build on porch and beautiful landscaping

9-minute read

Mobile Home Loans: Financing A Manufactured Home

Mobile and manufactured homes may not be traditional housing, but home loans are still available for them. Learn about home financing for this type of housin...

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Image of small grocery owner helping client.

6-minute read

Subordinated Debt: How It Works And The Risks Involved

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses...

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Image of mom buckling children into backseat of car.

4-minute read

How Does Gap Insurance Work?

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

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Businessman looking through a binder on his desk in his office.

5-minute read

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit sco...

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two young men moving stuff from van to house

5-minute read

Moving Loans: How To Finance Your Relocation Expenses

Relocating can quickly add up, but moving loans can cover many of those expenses. Read about available moving loans and how to get the cash you need for your...

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