Featured Resources

Couple looking over their finances together with pensive looks on their faces.

4-minute read

Credit Card Interest Rates Rising & How To Handle Credit Card Debt

The Fed continues to make moves that raise interest rates. Here’s how these moves contribute to credit card interest rates rising and how to handle you...

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A woman looking worried as she looks over paperwork and bills.

6-minute read

Credit Card Refinancing: What Is It And Who Should Use It?

Refinancing your credit card debt can get you a lower interest rate and fixed monthly payment. Find out how credit card refinancing works and who should use ...

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Image of woman smiling down at laptop screen.

7-minute read

Debt, Defined: What It Is And How To Manage It

Debt is money owed to a lender, and it can take many forms, from credit card debt to medical bills and more. Here's everything you need to know as a borrower...

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Woman sitting on couch holding a credit card and a document.

6-minute read

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

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Happy family driving in car.

6-minute read

What Does It Mean To Have An Upside Down Car Loan?

An upside down car loan means you owe more than your vehicle is worth. See tips on how to get out of a negative equity car loan and not go upside down on a c...

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Man frustrated with broken down car.

8-minute read

Emergency Loans: What They Are And How To Get Them

Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit...

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Image of woman on gray couch, smiling down at phone

3-minute read

Types Of Debt: What You Need To Know

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

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A person driving a motorcycle around a curve at sunset

5-minute read

Motorcycle Financing: What Are My Options?

Motorcycle financing can help you finally purchase the bike you’ve been dreaming of. See your options for motorcycle loans and how to choose the one fo...

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Mature African American woman in a red convertible and smiling at the camera.

5-minute read

Is Paying Off Your Car Loan Early A Good Idea?

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan ear...

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Man working at laptop in cafe.

7-minute read

Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history...

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Image of couple in car, reviewing personal loan options.

5-minute read

Should You Get A 72-Month Car Loan?

A 72-month car loan can help you save on monthly payments, but it can have drawbacks. Learn everything you should know about taking out a 72-month auto loan....

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Young woman chatting on phone and getting out of her white new car.

6-minute read

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and mo...

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Image of family paying personal loan at kitchen table.

7-minute read

Can You Pay Off A Personal Loan Early, And Should You?

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good fo...

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Image of man looking down, using credit card as revolving debt on computer.

5-minute read

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt exam...

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Woman calculating finances at her kitchen table with laptop open and paperwork in her hands.

4-minute read

Loan maturity date: What it means for borrowers and investors

The due date for the final payment on an installment loan is known as its maturity date. Learn why the maturity date is important for borrowers and lenders.<...

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Image of couple posing in front of new car.

7-minute read

The True Cost Of Owning A Car

If you’re thinking about buying a car, read on to learn about true cost of owning a car and things you’ll need to budget for in the first year an...

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Young couple studying their finances at their kitchen table.

6-minute read

What credit score do you need to get a personal loan?

If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.

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Young woman on mobile phone asking for personal loan.

6-minute read

Payday Loans: Everything You Should Know

Payday loans can provide you with fast cash, but come with high fees and interest as well. Learn how payday loans work and the risks involved in getting one....

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