Featured Resources
5-minute read
Getting A Cash Advance With A Credit Card
Getting a cash advance with a credit card can get you cash fast, but you might pay more in fees and interest. Learn how to get a cash advance and how it works.
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4-minute read
Closed-End Credit: Definition And How It Works
Closed-end credit, or installment debt, is a loan repaid over time in monthly payments. Learn how closed-end credit works and differs from open-end credit.
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6-minute read
Car Repair Costs And Ways To Afford Them
Car repair costs tend to run high, but some repairs are super-pricey. See how much you can expect to spend on auto repair costs and explore financing options.
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5-minute read
What Is A Co-Borrower, And How Are They Different From A Co-Signer?
A co-borrower is someone who applies for a loan with you and shares responsibility for repayment. Learn more about what a co-borrower is and the pros and cons.
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7-minute read
Using A Personal Loan To Buy A House: Is It Possible?
A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.
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5-minute read
Are Homeowners Using Their Home Equity To Pay For Home Improvements? Do They Even Know They Can?
A Rocket Loans study found that many homeowners can’t define a home equity loan and often turn to cash or card when it comes to financing home projects.
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6-minute read
Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?
A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?
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4-minute read
Home Improvements That Add Value And Provide A Return On Investment
Learn about simple and major home improvements that can add value to your home and recoup costs.
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6-minute read
Can You Get A Loan For A Down Payment?
You can get a loan for a down payment in rare cases, but lenders may not approve your mortgage. Learn why you shouldn’t use a personal loan for a home purchase.
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6-minute read
Do Personal Loans Hurt Your Credit Score?
A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.
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7-minute read
Long-Term Personal Loans: What To Know About A Lengthier Repayment Term
A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.
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7-minute read
How Soon Can You Trade In A Financed Car?
How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.
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7-minute read
High-Risk Loans: How They Work And Why To Avoid Them
Borrowers with a low credit score may qualify for high-risk loans, but they’ll see higher interest rates and fees. Uncover all the drawbacks of high-risk loans.
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6-minute read
Average Credit Card Debt In America, And How To Manage Your Own
The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.
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5-minute read
Promissory Notes For Personal Loans: A Guide
A promissory note is a legal document with a borrower’s promise to repay a lender according to the loan terms. Learn about promissory notes for personal loans.
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8-minute read
What Is A Personal Loan? A Complete Guide
A personal loan gives a borrower a lump sum of cash to use as they see fit. Learn what exactly a personal loan is, how it works and some of its top benefits.
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6-minute read
401(k) Loans: How To Borrow Money From Your Retirement Savings
With a 401(k) loan, you can borrow money from your retirement savings and repay it back into your account. Discover what goes into borrowing from your 401(k).
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8-minute read
7 Home Staging Tips To Sell Fast
Ready to sell your home, but need help with home staging? Read on to learn how staging affects home sale price, plus tips to stage your home like a pro.
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