Featured Resources

Cash Advance

5-minute read

Getting A Cash Advance With A Credit Card

Getting a cash advance with a credit card can get you cash fast, but you might pay more in fees and interest. Learn how to get a cash advance and how it works.

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Customer paying for order of cheese at counter with credit card.

4-minute read

Closed-End Credit: Definition And How It Works

Closed-end credit, or installment debt, is a loan repaid over time in monthly payments. Learn how closed-end credit works and differs from open-end credit.

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A young man near a broken car with an open hood on the roadside.

6-minute read

Car Repair Costs And Ways To Afford Them

Car repair costs tend to run high, but some repairs are super-pricey. See how much you can expect to spend on auto repair costs and explore financing options.

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Roommates with good news from the bank

5-minute read

What Is A Co-Borrower, And How Are They Different From A Co-Signer?

A co-borrower is someone who applies for a loan with you and shares responsibility for repayment. Learn more about what a co-borrower is and the pros and cons.

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Aerial view of a neighborhood.

7-minute read

Using A Personal Loan To Buy A House: Is It Possible?

A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.

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Father, son and daughter using rollers to paint blue walls in home white.

5-minute read

Are Homeowners Using Their Home Equity To Pay For Home Improvements? Do They Even Know They Can?

A Rocket Loans study found that many homeowners can’t define a home equity loan and often turn to cash or card when it comes to financing home projects.

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Gen Z woman smiling walking in her city.

6-minute read

Gen Z Is Averaging Higher Credit Scores Than Millennials: Is It Financial Competence Or Timing?

A Rocket Loans study revealed that Gen Zers have higher average credit scores than Millennials. How do other generations stack up?

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Image of family enjoying home together on couch.

4-minute read

Home Improvements That Add Value And Provide A Return On Investment

Learn about simple and major home improvements that can add value to your home and recoup costs.

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Couple at office with banker signing documents and smiling.

6-minute read

Can You Get A Loan For A Down Payment?

You can get a loan for a down payment in rare cases, but lenders may not approve your mortgage. Learn why you shouldn’t use a personal loan for a home purchase.

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Client swiping credit card to make home purchase.

6-minute read

Do Personal Loans Hurt Your Credit Score?

A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.

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Image of man outside coffee shop, smiling at personal loan options on laptop screen.

7-minute read

Long-Term Personal Loans: What To Know About A Lengthier Repayment Term

A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.

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Young couple signing documents at car dealership.

7-minute read

How Soon Can You Trade In A Financed Car?

How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.

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Two people looking over a spreadsheet together.

7-minute read

High-Risk Loans: How They Work And Why To Avoid Them

Borrowers with a low credit score may qualify for high-risk loans, but they’ll see higher interest rates and fees. Uncover all the drawbacks of high-risk loans.

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An analyst working in an office setting, focused on a laptop.

6-minute read

Average Credit Card Debt In America, And How To Manage Your Own

The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.

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Image of couple reviewing a loan promissory note.

5-minute read

Promissory Notes For Personal Loans: A Guide

A promissory note is a legal document with a borrower’s promise to repay a lender according to the loan terms. Learn about promissory notes for personal loans.

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Image of woman artist at workspace, considering personal loans and staring out the window.

8-minute read

What Is A Personal Loan? A Complete Guide

A personal loan gives a borrower a lump sum of cash to use as they see fit. Learn what exactly a personal loan is, how it works and some of its top benefits.

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man and woman looking at laptop while man explains something and they smile

6-minute read

401(k) Loans: How To Borrow Money From Your Retirement Savings

With a 401(k) loan, you can borrow money from your retirement savings and repay it back into your account. Discover what goes into borrowing from your 401(k).

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Beautiful modern designed home.

8-minute read

7 Home Staging Tips To Sell Fast

Ready to sell your home, but need help with home staging? Read on to learn how staging affects home sale price, plus tips to stage your home like a pro.

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