Featured Resources

Couple at office with banker signing documents and smiling.

6-minute read

Can You Get A Loan For A Down Payment?

You can get a loan for a down payment in rare cases, but lenders may not approve your mortgage. Learn why you shouldn’t use a personal loan for a home purchase.

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Image of man outside coffee shop, smiling at personal loan options on laptop screen.

7-minute read

Long-Term Personal Loans: What To Know About A Lengthier Repayment Term

A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.

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Client swiping credit card to make home purchase.

6-minute read

Do Personal Loans Hurt Your Credit Score?

A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.

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Young couple signing documents at car dealership.

7-minute read

How Soon Can You Trade In A Financed Car?

How soon you should trade in your financed car may depend on how you financed it and how much equity you have in the car. See what to expect for your situation.

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An analyst working in an office setting, focused on a laptop.

6-minute read

Average Credit Card Debt In America, And How To Manage Your Own

The average credit card debt per person differs depending on location, age and other factors. Learn what those factors are and how to manage your own debt.

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Image of couple reviewing a loan promissory note.

5-minute read

Promissory Notes For Personal Loans: A Guide

A promissory note is a legal document with a borrower’s promise to repay a lender according to the loan terms. Learn about promissory notes for personal loans.

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Image of woman artist at workspace, considering personal loans and staring out the window.

8-minute read

What Is A Personal Loan? A Complete Guide

A personal loan gives a borrower a lump sum of cash to use as they see fit. Learn what exactly a personal loan is, how it works and some of its top benefits.

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man and woman looking at laptop while man explains something and they smile

6-minute read

401(k) Loans: How To Borrow Money From Your Retirement Savings

With a 401(k) loan, you can borrow money from your retirement savings and repay it back into your account. Discover what goes into borrowing from your 401(k).

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Beautiful modern designed home.

8-minute read

7 Home Staging Tips To Sell Fast

Ready to sell your home, but need help with home staging? Read on to learn how staging affects home sale price, plus tips to stage your home like a pro.

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Image of home inspector investigating new house with clipboard.

3-minute read

Who Pays For Repairs After A Home Inspection?

The inspection is complete! But there are a few things to address. Who pays for repairs after a home inspection? Read on to find out more.

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Image of doctor going over diagnosis with patient.

4-minute read

Inexpensive Options For Medical Care When You Don’t Have Insurance

Learn how to keep prioritizing your health even when health insurance feels up in the air. 

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Pensive looking man looking at his laptop at home.

5-minute read

What To Know About Personal Loan Deferment

With your lender’s approval, loan deferment pauses repayment for a time. Learn everything you should know before requesting a deferral of your personal loan.

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Middle-aged couple looking at paperwork together.

5-minute read

A Complete Guide To Share-Secured Loans

A share-secured loan lets you use your savings account balance as collateral on the loan. Discover how these loans work and how to get one, along with their pros and cons.

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woman in orange searching on laptop in cafe

5-minute read

Applying For A Loan Online Vs. In Person: Which Is Better?

Can’t decide between applying for a loan online vs. in person? See the pros and cons of each option so you can determine which one makes the most sense for you.

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Mother and daughter reviewing documents and taking notes together.

3-minute read

Joint Loans: What They Are And How To Get One

A joint loan is shared by two or more people, called co-borrowers, who are equally responsible for repaying the loan. Explore our guide on how joint loans work.

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Young professional man standing at home office desk with open laptop.

8-minute read

First-time personal loans with no credit history: How to get a loan without credit

If you have no credit history, there are still ways you can get a personal loan. Learn how you can get a first-time personal loan with no credit history.

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Frustrated mature couple having problems with paying their bills

5-minute read

Your Complete Guide To Guaranteed Loans: Definition, Alternatives And More

You may get guaranteed loan approval with no credit check, but you’ll face a high interest rate and short repayment term. Explore the risks of guaranteed loans.

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Couple purchasing a car with keys

7-minute read

How To Get A Car Loan In 4 Steps: A Complete Guide

Wondering how to get a car loan? Read this step-by-step guide to learn everything you need to know and find tips for securing the best possible auto loan terms.

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