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6-minute read

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

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7-minute read

Short-Term Loans: Know All Your Options

A short-term loan refers to any type of financing that uses a shorter repayment period. Learn about short-term personal loans and some potential alternatives.

Image of man wearing headphones, staring down at laptop on couch.

5-minute read

Secured Loans: A Definition And How They Work

Secured loans are loans backed by a form of collateral. Explore this loan type, the benefits it affords certain borrowers, and what happens if they default.

Image of mom pushing children in laundry basket during move-in.

5-minute read

APR: What It Is And How It’s Calculated

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

Image of girl on computer viewing loan options next to dog.

4-minute read

What Type Of Loan Do I Need?

Loans may seem very similar, but there’s a variety of loans available for your lending needs. Read our guide to discover what type of loan is right for you.

Woman smiling while petting her brown labradoodle on her couch.

8-minute read

A Quick Guide To Different Types Of Personal Loans

Before applying for a loan amount, it’s important to understand the different types of personal loans. See which personal loan type is right for your situation.

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4-minute read

What Is Collateral And How Does It Work?

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

6-minute read

What Is A Good Credit Score To Buy A Car?

Your credit score can directly affect how expensive your auto loan’s monthly payments will be. Learn what’s a good credit score to buy a car and how it’s rated.

5-minute read

Installment Loans: How They Work And If They're Right For You

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

Young woman at table working on her finances.

5-minute read

What Is Loan Amortization And How Does It Work?

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

business man explaining something to a business woman

4-minute read

What Is A Benefit Of Obtaining A Personal Loan?

Obtaining a personal loan can help you in more ways than just lending you cash. Learn the many benefits of getting a personal loan and how they can help you.

Woman smiling on computer because she improved her credit score.

4-minute read

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

It might seem tough to repair your credit when stuck in a bad slump, but it's not. Read our fast solutions to get back on track to a happy score.

5-minute read

What’s The Average Cost To Finish A Basement?

Considering a basement remodel, but concerned about the price tag? Check out our guide to the cost of finishing a basement, plus how to do it on a budget.

5-minute read

Compound Interest: Definition And Calculation

Compound interest can work for you or against you when saving money or repaying a loan. Learn how to calculate compound interest and uncover some helpful tips.

5-minute read

A Guide To Debt-To-Income Ratio: How To Calculate It And Why It Matters

Debt-to-income ratio is the percentage of your income that goes toward debt each month. Learn how to calculate your debt-to-income ratio and why it’s important.

Couple looking over their finances together with pensive looks on their faces.

4-minute read

Credit Card Interest Rates Rising & How To Handle Credit Card Debt

The Fed continues to make moves that raise interest rates. Here’s how these moves contribute to credit card interest rates rising and how to handle your debt now.

Older couple on laptop together financial planning together.

5-minute read

Is a personal loan installment debt or revolving debt?

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

A family making a pancake breakfast together.

4-minute read

Loan Maturity Date: What It Means For Borrowers And Investors

A loan maturity date is the due date for the final payment on an installment loan. Learn why the maturity date of a loan is important for a borrower and lender.