Featured Resources

Happy young couple sitting on a sofa together and using a laptop.

7-minute read

Pros and cons of a tax refund advance loan

Learn more about getting a personal loan against your income tax return and weigh the pros and cons of this option.

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Woman staring at laptop while sipping a warm beverage in a red cup.

6-minute read

How does a soft credit check when buying a house affect your score?

A soft credit check when buying a house is a inquiry for late payments or existing loans. See who does soft credit checks and if one affects your score.

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Young woman smiling while working from home.

8-minute read

The pros and cons of personal loans: what to consider

Thinking about a personal loan? Learn how it can simplify debt, fund big purchases, and what to watch out for—like credit score requirements. Explore the advantages today.

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Woman on phone and doing business.

4-minute read

What is a lender? Financial terms to know

Unsure of what a lender is or does? Learn more about the most common types of lenders, the loans they offer, and how to choose the best lender for you.

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Woman On Couch With Laptop Credit Card

6-minute read

Credit card statements: How to read and understand the monthly data

Credit card statements show your balance, payment due date, recent purchases and more. Learn how reading your statement is helpful for your personal finances.

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Two people in a group business meeting while holding papers.

7-minute read

Different types of personal loans

There are different types and categories of personal loans, each designed for unique purposes. Here’s how each one works.

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Image of woman reviewing loan payments on computer.

5-minute read

Which is better? Debt consolidation vs. debt settlement

The difference between debt consolidation and debt settlement is how debts are settled. Here are some basics you should know.

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Image of man holding cell phone on couch, smiling at screen.

7-minute read

Learn more about all your short-term lending choices

A short-term loan is a type of financing that uses a shorter repayment period. Learn about short-term lending like personal loans and other alternatives.

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Man sitting on floor covered in papers holding calculator.

6-minute read

Comparing payday loans vs. personal loans for fast cash

Payday loans and personal loans can both offer fast cash. Learn more about payday loan meaning and terms of the loan. Find out if a personal loan or a payday loan is your best option.

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Asian Woman Doing Paperwork

5-minute read

Do you pay taxes on personal loans?

Generally, they’re not—except in specific cases. Learn about exceptions, when interest may be tax-deductible, and what to consider for tax season.

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Young African-American couple buying new car at dealership.

8-minute read

Personal loan vs. car loan: Which is better?

When comparing a personal loan vs. a car loan, which option is the better choice for financing a new ride? Learn the differences between these two loans.

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Image of women couple at dinner table, looking down at tablets with child.

4-minute read

Should you use a home equity loan to consolidate your debt?

Taking out a home equity loan to consolidate debt may be a good idea. Learn about the advantages and disadvantages before doing so.

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Senior woman wearing yellow filling out financial papers in her kitchen.

6-minute read

Personal loan scams: How to spot and avoid them

Personal loan scams are very common, but there are ways to avoid them and protect yourself. Here are the signs you need to look out for.

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A young woman going over finances at her kitchen counter.

4-minute read

Are online personal loans safe?

Are online personal loans safe? We’ll discuss the safety of these loans in comparison to in-person loans and how you can verify a lender’s authenticity.

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Woman on couch looking at phone.

3-minute read

Exciting Rocket Loans Update: Now Introducing Rocket Account

To help provide a more seamless client experience across Rocket Companies, Rocket Loans recently integrated with Rocket Account. Learn more and what it means for your personal loan experience here.

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Woman signing loan paperwork.

6-minute read

$40,000 Personal Loans: How And Where To Get Loans This Size

If you need a $40,000 loan, a personal loan in this amount can be a great option. Learn how to get a loan and how much you can expect to pay over time.

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African American female customer choosing furniture.

7-minute read

Furniture Loan: Does It Make Sense For You?

Do you want to purchase new furniture without paying cash? Learn about furniture loans and whether a loan for furniture might be a worthwhile financing option.

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Image of couple on laptop in coffee shop, reviewing debt options.

7-minute read

What Is Debt Consolidation And Is It A Good Idea?

What is debt consolidation? It’s combining multiple debts into a lone payment. See whether debt consolidation is a good idea and consolidating debt is worth it.

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