Featured Resources

7-minute read
Understanding loan fees and charges
Every loan type includes lender fees and other charges associated with the underwriting process. Use Rocket Loans’ guide to loan origination fees and char...
Read more

4-minute read
How to lower your debt-to-income ratio
Your debt-to-income ratio tells lenders how much debt you have in relation to your monthly income. Learn about the ideal number that lenders like to see.
Read more
6-minute read
How to calculate the monthly payment on a loan
Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.
Read more

9-minute read
5 personal loan benefits you need to know
Obtaining a personal loan can help you in more ways than just lending you cash. What are the benefits of obtaining a personal loan? Find out!
Read more

7-minute read
What is simple interest and how is it calculated?
Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.
Read more
7-minute read
You need a loan but keep getting denied: What now?
If you need a loan but keep getting denied, you may need some time to improve your creditworthiness. Here’s how to move forward after multiple loan denial...
Read more

12-minute read
Relieving debt stress: How does debt settlement work?
Debt settlement can help eliminate some of your debt with lenders. What is debt settlement and how does it work? Learn more from Rocket Loans.
Read more
6-minute read
Bankruptcy loans: How to get a loan after bankruptcy
Not sure if you can get a loan after bankruptcy due to its impact on your credit? See how bankruptcy impacts loan approval and how you may still qualify.
Read more
8-minute read
How to get a $5,000 personal loan: A complete guide
When you know that you need a $5,000 loan but you aren’t sure where to find one, use our comprehensive guide to understand your financing options.
Read more

7-minute read
Can you get a loan without a job?
You can get a loan without a job, but it might be a challenge. Learn how to get a loan without a job, despite this not being the wisest move for many borrowe...
Read more
7-minute read
How to get a $2,500 personal loan: A complete guide
Wondering if a $2,500 personal loan can help you close a gap in your finances? Explore this funding option and discover how to qualify for a $2,500 loan.
Read more

7-minute read
Loans 101: The different types of lending options explained
There are a variety of loans available for your lending needs. Read our guide to discover the different types of lending and find your best loan option.
Read more

6-minute read
What is collateral? Understanding secured loans
Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use....
Read more

7-minute read
What are collateral loans?
A collateral loan is secured by an asset, such as a car or property, as security. Discover how collateral loans work, their benefits, and potential drawbacks...
Read more

5-minute read
A guide to using a personal loan for debt consolidation
You can use personal loans for debt consolidation. Pay off high-interest debt and enjoy lower monthly payments. Learn more about personal loans and apply for a ...
Read more

6-minute read
Debt repayment: The snowball vs. the avalanche method
Learn the differences between the debt snowball vs. the avalanche method for debt repayment. Explore tips to use these methods to enjoy a debt-free future.
Read more

10-minute read
Personal loan FAQs: Common questions answered
You may have a lot of questions about personal loans, and you’re not alone. Rocket Loans is addressing all the FAQs about personal loans, including how to...
Read more

6-minute read
Prequalify for a personal loan to weigh all options
When you prequalify for a personal loan, a lender provides an estimate, including your interest rate and loan terms. Learn more about getting prequalified.
Read more