Featured Resources

Young woman reviewing paperwork with calculator and laptop.

7-minute read

Understanding loan fees and charges

Every loan type includes lender fees and other charges associated with the underwriting process. Use Rocket Loans’ guide to loan origination fees and char...

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Couple reviewing their finances together.

4-minute read

How to lower your debt-to-income ratio

Your debt-to-income ratio tells lenders how much debt you have in relation to your monthly income. Learn about the ideal number that lenders like to see.

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Financial advisor meeting with elderly couple.

6-minute read

How to calculate the monthly payment on a loan

Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.

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business man explaining something to a business woman

9-minute read

5 personal loan benefits you need to know

Obtaining a personal loan can help you in more ways than just lending you cash. What are the benefits of obtaining a personal loan? Find out!

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Woman at dining room table working on laptop with papers nearby.

7-minute read

What is simple interest and how is it calculated?

Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.

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Couple Applying For A Loan

7-minute read

You need a loan but keep getting denied: What now?

If you need a loan but keep getting denied, you may need some time to improve your creditworthiness. Here’s how to move forward after multiple loan denial...

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Couple at kitchen table with coffee looking over bills together.

12-minute read

Relieving debt stress: How does debt settlement work?

Debt settlement can help eliminate some of your debt with lenders. What is debt settlement and how does it work? Learn more from Rocket Loans.

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Man in blue shirt sitting at computer thinking.

6-minute read

Bankruptcy loans: How to get a loan after bankruptcy

Not sure if you can get a loan after bankruptcy due to its impact on your credit? See how bankruptcy impacts loan approval and how you may still qualify.

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Moms chatting at kitchen table with young son eating nearby.

8-minute read

How to get a $5,000 personal loan: A complete guide

When you know that you need a $5,000 loan but you aren’t sure where to find one, use our comprehensive guide to understand your financing options.

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Woman wearing a yellow sweater with a journal and a pencil.

7-minute read

Can you get a loan without a job?

You can get a loan without a job, but it might be a challenge. Learn how to get a loan without a job, despite this not being the wisest move for many borrowe...

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A woman sitting on the floor in front of her couch and smiling at a sheet of paper she's holding.

7-minute read

How to get a $2,500 personal loan: A complete guide

Wondering if a $2,500 personal loan can help you close a gap in your finances? Explore this funding option and discover how to qualify for a $2,500 loan.

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Image of girl on computer viewing loan options next to dog.

7-minute read

Loans 101: The different types of lending options explained

There are a variety of loans available for your lending needs. Read our guide to discover the different types of lending and find your best loan option.

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Two people in a casual business meeting.

6-minute read

What is collateral? Understanding secured loans

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use....

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Woman wearing a green shirt using a laptop.

7-minute read

What are collateral loans?

A collateral loan is secured by an asset, such as a car or property, as security. Discover how collateral loans work, their benefits, and potential drawbacks...

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Young woman calculating credit card debt at her kitchen table.

5-minute read

A guide to using a personal loan for debt consolidation

You can use personal loans for debt consolidation. Pay off high-interest debt and enjoy lower monthly payments. Learn more about personal loans and apply for a ...

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Young woman making an important decision in front of her computer.

6-minute read

Debt repayment: The snowball vs. the avalanche method

Learn the differences between the debt snowball vs. the avalanche method for debt repayment. Explore tips to use these methods to enjoy a debt-free future.

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Young man sitting in widow seat of apartment on laptop.

10-minute read

Personal loan FAQs: Common questions answered

You may have a lot of questions about personal loans, and you’re not alone. Rocket Loans is addressing all the FAQs about personal loans, including how to...

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Focused man at desk writing down notes while desktop and laptop.

6-minute read

Prequalify for a personal loan to weigh all options

When you prequalify for a personal loan, a lender provides an estimate, including your interest rate and loan terms. Learn more about getting prequalified.

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