Featured Resources

Young woman at table working on her finances.

5-minute read

What Is Loan Amortization And How Does It Work?

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

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Women on iPhone checking loan options.

5-minute read

Installment Loans: How They Work And If They're Right For You

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

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Older couple on laptop together financial planning together.

5-minute read

Is a personal loan installment debt or revolving debt?

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

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Woman sitting on couch holding a credit card and a document.

6-minute read

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

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A couple talking over a contract with a lawyer.

3-minute read

How to define usury: Lending terms 101

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

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Image of mom pushing children in laundry basket during move-in.

5-minute read

APR: What It Is And How It’s Calculated

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

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Cheerful woman controlling car with a digital dashboard and holding a coffee tumbler.

5-minute read

Can You Refinance An Auto Loan?

Getting an auto loan refinance can save you in interest or adjust your loan term. Discover how to refinance an auto loan and when refinancing is a good idea.

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Woman sitting at breakfast table working on laptop.

6-minute read

Same Day Loans: Facts And Warnings

Same-day loans can give you fast cash, but can come with high rates and fees. Learn how and where to get a same-day loan, as well as the risks involved.

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Image of couple in car, reviewing personal loan options.

5-minute read

Should You Get A 72-Month Car Loan?

A 72-month car loan can help you save on monthly payments, but it can have drawbacks. Learn everything you should know about taking out a 72-month auto loan.

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Image of couple posing in front of new car.

7-minute read

The True Cost Of Owning A Car

If you’re thinking about buying a car, read on to learn about true cost of owning a car and things you’ll need to budget for in the first year and beyond.

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Happy family driving in car.

6-minute read

What Does It Mean To Have An Upside Down Car Loan?

An upside down car loan means you owe more than your vehicle is worth. See tips on how to get out of a negative equity car loan and not go upside down on a car.

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couple in wedding attire smiling and laughing holding red box

8-minute read

Wedding Loans: How You Can Get A Loan For A Wedding

Wedding loans can help you afford the wedding of your dreams and not go broke in the process. Read about how wedding loans work and how you can apply for one.

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A person driving a motorcycle around a curve at sunset

5-minute read

Motorcycle Financing: What Are My Options?

Motorcycle financing can help you finally purchase the bike you’ve been dreaming of. See your options for motorcycle loans and how to choose the one for you.

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exterior of mobile home with new build on porch and beautiful landscaping

9-minute read

Mobile Home Loans: Financing A Manufactured Home

Mobile and manufactured homes may not be traditional housing, but home loans are still available for them. Learn about home financing for this type of housing.

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Pile of miscellaneous gold jewelry.

6-minute read

Are Pawn Shop Loans A Good Lending Option?

Pawn shop loans trade you cash for an item, which a lender keeps if you can’t repay the loan. Learn how pawn shop loans work and discover safer alternatives.

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two young men moving stuff from van to house

5-minute read

Moving Loans: How To Finance Your Relocation Expenses

Relocating can quickly add up, but moving loans can cover many of those expenses. Read about available moving loans and how to get the cash you need for your move.

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Young woman on mobile phone asking for personal loan.

6-minute read

Payday Loans: Everything You Should Know

Payday loans can provide you with fast cash, but come with high fees and interest as well. Learn how payday loans work and the risks involved in getting one.

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Mature African American woman in a red convertible and smiling at the camera.

5-minute read

Is Paying Off Your Car Loan Early A Good Idea?

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan early.

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