The Fed continues to make moves that raise interest rates. Here’s how these moves contribute to credit card interest rates rising and how to handle your debt now.

A maxed-out credit card occurs when you’ve hit the maximum credit limit allowed on your card. Learn what happens when you max out a credit card and what to do.

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

Replacing old or drafty windows is an essential home improvement project, but it can get pricey. Read on to learn how to estimate your window replacement cost.

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

Balance transfers and personal loans can help you consolidate your debt. Learn how each process works and decide which option would be best for your situation.

It might seem tough to repair your credit when stuck in a bad slump, but it's not. Read our fast solutions to get back on track to a happy score.

Debt-to-income ratio is the percentage of your income that goes toward debt each month. Learn how to calculate your debt-to-income ratio and why it’s important.

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

Learn how energy efficient home improvements can help you save during the next tax season with tax credits.

Refinancing your credit card debt can get you a lower interest rate and fixed monthly payment. Find out how credit card refinancing works and who should use it.

Considering a basement remodel, but concerned about the price tag? Check out our guide to the cost of finishing a basement, plus how to do it on a budget.

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

Compound interest can work for you or against you when saving money or repaying a loan. Learn how to calculate compound interest and uncover some helpful tips.

Increasing your credit score takes time, but some strategies work faster than others. Learn how to improve your credit score with our nine quick and easy tips.

Payday loans can provide you with fast cash, but come with high fees and interest as well. Learn how payday loans work and the risks involved in getting one.

Pawn shop loans trade you cash for an item, which a lender keeps if you can’t repay the loan. Learn how pawn shop loans work and discover safer alternatives.