Featured Resources

Image of couple in car, reviewing personal loan options.

5-minute read

Should You Get A 72-Month Car Loan?

A 72-month car loan can help you save on monthly payments, but it can have drawbacks. Learn everything you should know about taking out a 72-month auto loan.

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Happy family driving in car.

6-minute read

What Does It Mean To Have An Upside Down Car Loan?

An upside down car loan means you owe more than your vehicle is worth. See tips on how to get out of a negative equity car loan and not go upside down on a car.

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Image of couple posing in front of new car.

7-minute read

The True Cost Of Owning A Car

If you’re thinking about buying a car, read on to learn about true cost of owning a car and things you’ll need to budget for in the first year and beyond.

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couple in wedding attire smiling and laughing holding red box

8-minute read

Wedding Loans: How You Can Get A Loan For A Wedding

Wedding loans can help you afford the wedding of your dreams and not go broke in the process. Read about how wedding loans work and how you can apply for one.

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Man going over finances and using calculator with glasses hanging from mouth.

6-minute read

Should You Use A Debt Management Plan (DMP)?

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

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Image of mom buckling children into backseat of car.

4-minute read

How Does Gap Insurance Work?

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

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Woman calculating finances at her kitchen table with laptop open and paperwork in her hands.

4-minute read

Loan maturity date: What it means for borrowers and investors

The due date for the final payment on an installment loan is known as its maturity date. Learn why the maturity date is important for borrowers and lenders.

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Two men having a serious conversation.

6-minute read

Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

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Young woman chatting on phone and getting out of her white new car.

6-minute read

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

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Man working at laptop in cafe.

7-minute read

Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

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Image of man looking down, using credit card as revolving debt on computer.

5-minute read

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

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Businessman looking through a binder on his desk in his office.

5-minute read

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

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Image of woman on gray couch, smiling down at phone

3-minute read

Types Of Debt: What You Need To Know

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

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Image of small grocery owner helping client.

6-minute read

Subordinated Debt: How It Works And The Risks Involved

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

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Image of family paying personal loan at kitchen table.

7-minute read

Can You Pay Off A Personal Loan Early, And Should You?

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.

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Man frustrated with broken down car.

8-minute read

Emergency Loans: What They Are And How To Get Them

Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit.

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Young couple studying their finances at their kitchen table.

6-minute read

What credit score do you need to get a personal loan?

If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.

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A woman paying the check at a restaurant.

5-minute read

Credit-Builder Loans: Using Loans To Build Credit

With a credit-builder loan, you can boost your credit by making monthly payments on a borrowed loan amount. See how loans to build credit work to your benefit.

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