Personal Loans

A personal loan is a type of financing designed to serve any number of purposes. You can borrow a large amount of cash - from $2,000 to $45,000 with Rocket Loans℠ - and put it toward the expense or purchase of your choosing.

Personal loans are repaid in equal monthly installments over a specified repayment period, with a fixed, personalized interest rate.

What A Personal Loan Can Do For You

Pay off credit card debt.

Get out of the revolving cycle of credit card debt and consolidate with a solid payoff plan.

Invest in your home.

Tackle home improvement projects and add value to your home.

Save your savings.

Avoid dipping into your savings and pay for emergencies with a fixed monthly payment.

Child on a bike with man and dog behind
See My Options

Won't affect your credit score.

Why Get A Personal Loan With Rocket Loans

Quick and easy online application

Our process is all online, allowing you to apply from any place, at any time.

One Monthly Payment

A set number of payments gives you a clear path to payoff, unlike credit cards that can grow over time.

No Hidden Fees

There are no hidden fees and you can repay your loan early without any penalty.

Same-Day Funding

Get $2,000 to $45,000 in your bank account as soon as today.

How To Get Started Today

Our personal loans have a fully online, seamless application process. To see the interest rate and loan options you qualify for, we do a soft credit check which allows you to view your options without impacting your credit score.

What to expect during our application process:

  • Prequalified offers within seconds
  • Multiple loan amounts, payment terms and interest rates so you can choose what works best for you
  • We verify your information
  • E-sign your loan document
  • Money in the bank as soon as the same day
Get Started

Won't affect your credit score.

From Our Rocket Loans Clients