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6-minute read

Comparing payday loans vs. personal loans for fast cash

Payday loans and personal loans can both offer fast cash. Learn more about payday loan meaning and terms of the loan. Find out if a personal loan or a payday loan is your best option.

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Image of man holding cell phone on couch, smiling at screen.

7-minute read

Learn more about all your short-term lending choices

A short-term loan is a type of financing that uses a shorter repayment period. Learn about short-term lending like personal loans and other alternatives.

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Woman sitting on couch holding a document with one hand and putting other hand in the air triumphantly.

6-minute read

How to apply for a personal loan: A complete guide

Thinking about applying for a personal loan but not sure how to get started? Use Rocket Loans’ guide explaining the personal loan process steps and apply today.

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Asian Woman Doing Paperwork

5-minute read

Do you pay taxes on personal loans?

Generally, they’re not—except in specific cases. Learn about exceptions, when interest may be tax-deductible, and what to consider for tax season.

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Image of women couple at dinner table, looking down at tablets with child.

4-minute read

Should you use a home equity loan to consolidate your debt?

Taking out a home equity loan to consolidate debt may be a good idea. Learn about the advantages and disadvantages before doing so.

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A young woman going over finances at her kitchen counter.

4-minute read

Are online personal loans safe?

Are online personal loans safe? We’ll discuss the safety of these loans in comparison to in-person loans and how you can verify a lender’s authenticity.

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Senior woman wearing yellow filling out financial papers in her kitchen.

6-minute read

Personal loan scams: How to spot and avoid them

Personal loan scams are very common, but there are ways to avoid them and protect yourself. Here are the signs you need to look out for.

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Woman sitting against couch, reviewing loan offers on computer.

8-minute read

Should You Get A Personal Loan? What To Know Before You Apply

A personal loan may be right for a lot of people, but ask yourself, “Is a personal loan right for me?” Learn how to know whether you should get a personal loan.

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Image of couple cooking breakfast in new home kitchen.

5-minute read

Will getting a personal loan affect getting a mortgage?

Considering using a personal loan to help pay your mortgage? Learn how this decision can affect your chances of mortgage approval and your financial future.

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Image of couple reviewing loan in new home.

7-minute read

Everything You Need To Know About Refinancing A Personal Loan

Refinancing a personal loan means taking out a new loan and using it to pay off the old one. Discover the pros and cons of a personal loan refinance.

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Man paying taxes on phone at coffee shop.

6-minute read

Using A Personal Loan To Pay Taxes, And If It’s A Good Idea

If you need funds to pay a hefty tax bill, you could use a personal loan to pay your taxes. Learn how using a loan to pay taxes works, plus the pros and cons.

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Image of man and woman taking a coffee break during home improvement project.

8-minute read

How Do Home Improvement Loans Work?

A home improvement loan can fund a renovation project. Learn how home improvement loans work, including their application process, and see their pros and cons.

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Image of couple enjoying new furniture in home.

6-minute read

How Long Does It Take To Get A Personal Loan?

Approval and disbursal time for most loans is 1 – 7 business days. Discover how long it takes to get a personal loan through different types of lenders.

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Woman with arms in air after getting approved for a personal loan online looking happy.

4-minute read

How To Get Low-Interest Personal Loans

Low-interest personal loans can be useful financial tools, but certain factors can determine your rate. See how you can get a personal loan with low interest.

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Woman using power drill to install new kitchen appliances in kitchen remodel.

5-minute read

How A Home Renovation Loan Works

A home renovation loan can finance upgrades and repairs for a new home or your current home. See different types of renovation loans and their pros and cons.

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Image of empty an hospital room

6-minute read

What Is A Medical Expense Personal Loan?

Do you have any medical expenses that you can’t pay? It may be worth looking into getting a medical loan. Read our guide to weigh the option of getting a personal loan for medical expenses.

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A couple in a meeting shaking hands.

9-minute read

What is the easiest loan to get?

The easiest loans to get approved for may have fast funding and no credit checks, but the easiest loan approvals also carry big risks. Uncover them here.

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Beautiful remodeled small kitchen with open floating shelves, white marble with gold finishes.

5-minute read

How To Get A Home Improvement Loan

Need to finance a home improvement project? Learn how to get a home improvement loan, how home improvement loans work and what qualifications you must have.

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