Related Resources

Image of empty an hospital room

6-minute read

What Is A Medical Expense Personal Loan?

Do you have any medical expenses that you can’t pay? It may be worth looking into getting a medical loan. Read our guide to weigh the option of getting a personal loan for medical expenses.

Read more

Beautiful remodeled small kitchen with open floating shelves, white marble with gold finishes.

5-minute read

How To Get A Home Improvement Loan

Need to finance a home improvement project? Learn how to get a home improvement loan, how home improvement loans work and what qualifications you must have.

Read more

Image of woman reviewing her monthly bills.

5-minute read

Loan Default: What Happens When You Default On A Loan?

Loan default occurs when you fail to make monthly payments. See what happens when you default on a loan, and see the consequences and how to avoid loan default.

Read more

Couple cosigning a loan together.

8-minute read

Getting A Personal Loan With A Co-Signer

Getting a personal loan with a co-signer can boost a borrower’s odds of lender approval with a good interest rate. Discover exactly how a co-signed loan works.

Read more

Image of man making monthly loan repayment on couch.

7-minute read

Delinquent Accounts: What They Are And How To Deal With Them

Late payments on a loan or card can make your account delinquent, hurting your credit score and more. Learn how to deal with and avoid a delinquent account.

Read more

African American woman with laptop and phone in a cafe

7-minute read

Getting A $30,000 Loan: Everything You Should Know

See the possibilities for getting a $30,000 loan and learn about personal loan eligibility requirements, pros and cons, and alternative lending options.

Read more

Young African woman smiling and working online with a laptop

5-minute read

How To Get A $15,000 Loan: A Step-By-Step Guide

Wondering if a $15,000 personal loan is the right financing solution for you? Explore everything you need to know about $15,000 loans and how to apply.

Read more

Interracial couple in wheelchair talking

5-minute read

How Many Personal Loans Can You Have At Once?

Taking out a second loan may help cover new or unexpected costs. Learn how many personal loans you can have at once and the risks of repaying multiple loans.

Read more

Man buying a car looking back

6-minute read

What Is A Good Credit Score To Buy A Car?

Your credit score can directly affect how expensive your auto loan’s monthly payments will be. Learn what’s a good credit score to buy a car and how it’s rated.

Read more

Woman sitting on couch holding a credit card and a document.

6-minute read

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

Read more

Woman holding credit card and phone, comparing loan options.

8-minute read

Personal Loan Vs. Credit Card: What’s The Best Option?

Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.

Read more

Image of man wearing headphones, staring down at laptop on couch.

5-minute read

Secured Loans: A Definition And How They Work

Secured loans are loans backed by a form of collateral. Explore this loan type, the benefits it affords certain borrowers, and what happens if they default.

Read more

A couple talking over a contract with a lawyer.

3-minute read

How to define usury: Lending terms 101

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

Read more

Two people in a casual business meeting.

4-minute read

What Is Collateral And How Does It Work?

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

Read more

Image of mom pushing children in laundry basket during move-in.

5-minute read

APR: What It Is And How It’s Calculated

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

Read more

Women on iPhone checking loan options.

5-minute read

Installment Loans: How They Work And If They're Right For You

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

Read more

Young woman at table working on her finances.

5-minute read

What Is Loan Amortization And How Does It Work?

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

Read more

Older couple on laptop together financial planning together.

5-minute read

Is a personal loan installment debt or revolving debt?

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

Read more

3 of 5