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Loans 101: The different types of lending options explained

There are a variety of loans available for your lending needs. Read our guide to discover the different types of lending and find your best loan option.

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What is collateral? Understanding secured loans

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use....

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A guide to using a personal loan for debt consolidation

You can use personal loans for debt consolidation. Pay off high-interest debt and enjoy lower monthly payments. Learn more about personal loans and apply for a ...

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Debt repayment: The snowball vs. the avalanche method

Learn the differences between the debt snowball vs. the avalanche method for debt repayment. Explore tips to use these methods to enjoy a debt-free future.

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Personal loan FAQs: Common questions answered

You may have a lot of questions about personal loans, and you’re not alone. Rocket Loans is addressing all the FAQs about personal loans, including how to...

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Prequalify for a personal loan to weigh all options

When you prequalify for a personal loan, a lender provides an estimate, including your interest rate and loan terms. Learn more about getting prequalified.

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Breaking your car lease early: Understanding your options

Leasing a car can be a great option, but what if you want out? Breaking a car lease can help you let go of a car you don’t want. Understand the pros an...

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How to get a $3,000 loan: A comprehensive overview

If you need to borrow $3,000, consider a personal loan. Learn where to find one, the requirements, how quickly you can get approved, and the pros and cons.

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Types of personal loans: Secured vs. unsecured

Confused about personal loans? Our guide distinguishes between secured and unsecured loans, helping you understand which option suits your financial needs.

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Getting a $2,000 loan: Your step-by-step guide

Depending on your financial circumstances and needs, a $2,000 loan could be a great way to help bridge a financial gap. Learn how to get a $2,000 loan.

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How to get the best personal loan rate

Learn 5 quick tips to secure a good personal loan interest rate. Compare average rates by credit score, explore term options and calculate your monthly payments...

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Debt consolidation programs: What to know

How do you know if debt consolidation is the best choice? Learn about debt consolidation and discover how loans and programs can ease your stress and allow your...

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How does a soft credit check when buying a house affect your score?

A soft credit check when buying a house is a inquiry for late payments or existing loans. See who does soft credit checks and if one affects your score.

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Different types of personal loans

There are different types and categories of personal loans, each designed for unique purposes. Here’s how each one works.

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Which is better? Debt consolidation vs. debt settlement

The difference between debt consolidation and debt settlement is how debts are settled. Here are some basics you should know.

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Learn more about all your short-term lending choices

A short-term loan is a type of financing that uses a shorter repayment period. Learn about short-term lending like personal loans and other alternative...

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Do you pay taxes on personal loans?

Generally, they’re not—except in specific cases. Learn about exceptions, when interest may be tax-deductible, and what to consider for tax season.

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Should you use a home equity loan to consolidate your debt?

Taking out a home equity loan to consolidate debt may be a good idea. Learn about the advantages and disadvantages before doing so.

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