Personal Loan Basics | Rocket Loans

What Is A Personal Loan?

Taking out a personal loan can give you a lump sum of cash to use how you see fit. Learn what a personal loan is, how it works and the many ways you can use one.

What Is The Easiest Loan To Get?

The easiest loans to get approved for will have fast funding and no credit checks. But with the easiest loan approvals also come some risks. Uncover them here.

Mortgage Vs. Loan: The Difference Between A Mortgage And A Personal Loan

A mortgage and personal loan are used for different situations. Learn how a mortgage is different from a personal loan and when you would use one or the other.

I Need A Loan But Keep Getting Declined: What Do I Do?

Are you in need of a loan but keep getting declined for one? Read here to learn why you’re being denied and how to improve your chances of being qualified.

What Is A Signature Loan? Definition And Process

A signature loan is an unsecured personal loan offered by many financial institutions. Learn how to get a signature loan from a lender and how you can use one.

How To Get A Personal Loan With No Credit

Personal loans typically require a credit check to determine your eligibility, but what if you have no credit history? Learn how to get a loan with no credit.

Personal Loan Documents: What You Need To Get A Personal Loan

Lenders require proof of income, address and identity before they can approve your loan. Learn what personal loan documents you need in order to apply today.

What Is An Unsecured Loan And Should You Use One?

An unsecured loan is a type of financing requiring no borrower collateral. Learn more about what an unsecured loan is and the pros and cons of unsecured loans.

How Long Does It Take To Get A Personal Loan?

You can get approved for a personal loan within a few days, lender-permitting. See how long it takes to get a personal loan through different types of lenders.

Debt Settlement: Defined And Explained

Debt settlement is a plan you can use to eliminate some of your debt with lenders. Learn how debt settlement works and more about this debt relief strategy.

How Do Home Improvement Loans Work?

A home improvement loan can fund a renovation project. Learn how home improvement loans work, including their application process, and see their pros and cons.

Personal Loan Requirements: How To Apply For Financing

Personal loan requirements vary from one lender to another. Uncover six steps to applying for a personal loan and learn the basics of personal loan eligibility.

Personal Loans And Taxes: Do You Pay Taxes On Personal Loans?

A personal loan can affect your taxes in certain situations. Learn about personal loan tax implications and when a loan affects your income tax or deductions.

Credit Score For A Personal Loan: What Do You Need?

The minimum credit score needed for a personal loan is 650, if you want good rates. Dive into how credit scores work and how they can impact personal loans.

How And When You Can Refinance A Personal Loan

Refinancing a personal loan can give you a lower monthly payment to manage. Learn how to refinance a personal loan, when you should refinance and when to wait.

Bankruptcy Loans: Getting A Loan After Bankruptcy

Bankruptcy can affect getting a loan because of the damage done to your credit score. Learn how bankruptcy impacts loan approval and how you may still qualify.

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

What Is Collateral And How Does It Work?

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

Related Resources

What Is A Personal Loan?

What Is The Easiest Loan To Get?

Mortgage Vs. Loan: The Difference Between A Mortgage And A Personal Loan

I Need A Loan But Keep Getting Declined: What Do I Do?

What Is A Signature Loan? Definition And Process

How To Get A Personal Loan With No Credit

Personal Loan Documents: What You Need To Get A Personal Loan

What Is An Unsecured Loan And Should You Use One?

How Long Does It Take To Get A Personal Loan?

Debt Settlement: Defined And Explained

How Do Home Improvement Loans Work?

Personal Loan Requirements: How To Apply For Financing

Personal Loans And Taxes: Do You Pay Taxes On Personal Loans?

Credit Score For A Personal Loan: What Do You Need?

How And When You Can Refinance A Personal Loan

Bankruptcy Loans: Getting A Loan After Bankruptcy

What Is A Personal Line Of Credit, And How Does It Work?

What Is Collateral And How Does It Work?