Related Resources
6-minute read
What Is A Medical Expense Personal Loan?
Do you have any medical expenses that you can’t pay? It may be worth looking into getting a medical loan. Read our guide to weigh the option of getting a personal loan for medical expenses.
Read more
5-minute read
How To Get A Home Improvement Loan
Need to finance a home improvement project? Learn how to get a home improvement loan, how home improvement loans work and what qualifications you must have.
Read more
5-minute read
Loan Default: What Happens When You Default On A Loan?
Loan default occurs when you fail to make monthly payments. See what happens when you default on a loan, and see the consequences and how to avoid loan default.
Read more
8-minute read
Getting A Personal Loan With A Co-Signer
Getting a personal loan with a co-signer can boost a borrower’s odds of lender approval with a good interest rate. Discover exactly how a co-signed loan works.
Read more
7-minute read
Delinquent Accounts: What They Are And How To Deal With Them
Late payments on a loan or card can make your account delinquent, hurting your credit score and more. Learn how to deal with and avoid a delinquent account.
Read more
7-minute read
Getting A $30,000 Loan: Everything You Should Know
See the possibilities for getting a $30,000 loan and learn about personal loan eligibility requirements, pros and cons, and alternative lending options.
Read more
5-minute read
How To Get A $15,000 Loan: A Step-By-Step Guide
Wondering if a $15,000 personal loan is the right financing solution for you? Explore everything you need to know about $15,000 loans and how to apply.
Read more
5-minute read
How Many Personal Loans Can You Have At Once?
Taking out a second loan may help cover new or unexpected costs. Learn how many personal loans you can have at once and the risks of repaying multiple loans.
Read more
6-minute read
What Is A Good Credit Score To Buy A Car?
Your credit score can directly affect how expensive your auto loan’s monthly payments will be. Learn what’s a good credit score to buy a car and how it’s rated.
Read more
6-minute read
What Is A Personal Line Of Credit, And How Does It Work?
A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.
Read more
8-minute read
Personal Loan Vs. Credit Card: What’s The Best Option?
Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.
Read more
5-minute read
Secured Loans: A Definition And How They Work
Secured loans are loans backed by a form of collateral. Explore this loan type, the benefits it affords certain borrowers, and what happens if they default.
Read more
3-minute read
How to define usury: Lending terms 101
Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.
Read more
4-minute read
What Is Collateral And How Does It Work?
Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.
Read more
5-minute read
APR: What It Is And How It’s Calculated
APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.
Read more
5-minute read
Installment Loans: How They Work And If They're Right For You
Read more
5-minute read
What Is Loan Amortization And How Does It Work?
Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.
Read more
5-minute read
Is a personal loan installment debt or revolving debt?
A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.
Read more