Learn

Featured Resources

Image of woman at coffee shop, smiling down at computer.

5-minute read

Hard Inquiries: Everything You Need To Know

If you’ve spotted a hard inquiry on your credit report, don’t be hard on yourself. Learn what it means, how lenders see it and when it goes away.

Woman on couch, evaluating credit her report online.

5-minute read

How To Build Credit Without A Credit Card

Credit cards are not the only way you can build your credit profile. Learn more about how to build credit without a credit card.

Woman reading documents while sitting in front of the computer.

4-minute read

What Is A Credit Card Minimum Payment And How Is It Calculated?

A credit card minimum payment is the lowest amount you can pay toward your balance each month for your account to remain in good standing. Learn how it works.

Young woman relaxing with her cat at home.

5-minute read

Pet Financing: Is It A Good Idea?

Pet financing helps pet owners cover the expenses that come with raising an animal. Explore your pet loan options to determine if pet financing works for you.

Young couple looking at papers together at home.

5-minute read

What Is A Signature Loan? Definition And Process

A signature loan is an unsecured personal loan offered by many financial institutions. Learn how to get a signature loan from a lender and how you can use one.

6-minute read

Personal Loan Documents: What You Need To Get A Personal Loan

Lenders require proof of income, address and identity before they can approve your loan. Learn what personal loan documents you need in order to apply today.

Image of parent teaching her child about loans.

8-minute read

What Is An Unsecured Loan And Should You Use One?

Unsecured loans don’t require collateral and are approved based on your creditworthiness as a borrower. See the pros and cons of getting an unsecured loan.

Image of woman looking down on computer, tackling her debt payment plan.

4-minute read

How To Pay Off Debt Fast: 10 Strategies To Consider

Do you have outstanding credit card balances, student loans or unpaid medical bills? Uncover how to pay off your debt fast using some debt repayment strategies.

Young woman sitting at her desk and talking on. her cell phone.

5-minute read

How To Remove Collections From Your Credit Report

Collections stay on your report for 7 years unless removed. Learn how to remove collections from your credit report and how this can help your credit score.

A couple talking over a contract with a lawyer.

6-minute read

Inflation And Your Budget: How To Save Money During Inflation

Inflation continues to put a strain on budgets everywhere. Here are our top tips for saving and keeping a budget when your dollar is worth less.

Image of woman evaluating her recent credit card bill.

4-minute read

How To Recover From Holiday Credit Card Debt

Holidays feeling less jolly after tax season? Here’s what you need to know to get out of credit card debt and stay there.

Young woman chatting on phone and getting out of her white new car.

6-minute read

First-Time Car Buyer Loans: How To Finance Your First Car

Getting an auto loan for the first time primarily comes down to your credit score. Learn how to get a first-time car buyer loan and what requirements to meet.

Financial advisor meeting with elderly couple.

6-minute read

How To Calculate A Monthly Payment On A Loan

Knowing how to calculate the monthly payment on a loan can help you pick the best option for your budget. Learn how to use the loan payment formula and more.

Older woman using her laptop at home and smiling.

5-minute read

What Is A Charge-Off And How Does It Affect Your Credit?

Debt considered “uncollectible” by its creditor, a charge-off is very bad for your credit score. Learn more about what a charge-off is and how to approach one.

Man sitting at a desk and reading a letter in an envelope.

4-minute read

Loan Principal: What Is The Principal Of A Loan And How Does It Work?

Principal on a loan is the amount of money you borrowed. Learn more about what the principal of a loan is and how it affects monthly payment and interest rate.

5-minute read

What Is A Finance Charge And Why Is It Important?

If you borrow money from a lender, you’ll likely pay a finance charge on a loan, but what is this exactly? See what a finance charge is and why it’s important.

7-minute read

Vacation Loans: What You Need To Know

Debating whether to take out a personal loan to pay for your next vacation? Read on to learn more about how vacation loans work, plus other payment options.

White bathroom remodel with circle lights and basin tub.

5-minute read

Bathroom Remodel Ideas: From Flooring To Fixtures

Looking for inspiration as you consider a bathroom remodel? We’re here to help you find all the right ingredients for the room of your dreams.