Personal loans can be used to consolidate debt or pay for home improvements. Are personal loans bad? No. In fact, they can boost credit and help the budget.

Good debt can help you reach your goals, whereas bad debt can put you further behind. Read some examples of good vs. bad debt and learn their differences.

If home maintenance feels overwhelming, don’t fret. We’ve compiled a fall home maintenance checklist to make the process easier as winter approaches.

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

Is it bad to close a credit card? Closing a credit card hurts your credit by impacting your credit score factors. Learn when to close and when to keep an account.

You can use a personal loan to pay rent, but the benefits may not outweigh the possible consequences. Find out if you should take out a personal loan for rent.

If you’re researching loans and need to understand fixed interest vs. variable interest rates, explore the facts to get the right interest rate for you.

Your debt-to-income ratio tells lenders how much debt you have in relation to your monthly income. Learn about the ideal number that lenders like to see.

Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.

Obtaining a personal loan can help you in more ways than just lending you cash. What are the benefits of obtaining a personal loan? Find out!

Every loan type includes lender fees and other charges associated with the underwriting process. Use Rocket Loans’ guide to loan origination fees and charges to understand all the costs tied to the money you borrow.

Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.

Thinking about applying for a personal loan but not sure how to get started? Use Rocket Loans’ guide explaining the personal loan process steps and apply today.

If you need a loan but keep getting denied, you may need some time to improve your creditworthiness. Here’s how to move forward after multiple loan denials.

Debt settlement can help eliminate some of your debt with lenders. What is debt settlement and how does it work? Learn more from Rocket Loans.

You can typically borrow $1,000 – $50,000 with a personal loan, depending on certain factors. Learn what factors affect how much of a personal loan you can get.

Getting a personal loan with a co-signer can boost a borrower’s odds of lender approval with a good interest rate. Discover exactly how a co-signed loan works.

When you know that you need a $5,000 loan but you aren’t sure where to find one, use our comprehensive guide to understand your financing options.