Featured Resources

Image of man looking down, using credit card as revolving debt on computer.

5-minute read

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

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Man working at laptop in cafe.

7-minute read

Repairing Your Credit Score: A Step-By-Step Guide

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

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Young woman smiling while working from home.

7-minute read

The Pros And Cons Of Personal Loans: What To Consider

A personal loan can help borrowers consolidate debt or make a large purchase. Discover the pros and cons of personal loans, including credit score requirements.

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Young woman chatting on phone and getting out of her white new car.

6-minute read

Private-Party Auto Loans: What Are They And How Do They Work?

You can use private-party auto loans to purchase vehicles from a private seller. Learn about private-party car loans, their pros and cons, loan terms, and more.

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Two men having a serious conversation.

6-minute read

Predatory Lending: The Definition And How To Avoid It

Predatory lending practices aim to steer borrowers into taking on loans they can’t afford. Learn how to recognize predatory lenders and avoid predatory loans.

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Image of mom buckling children into backseat of car.

4-minute read

How Does Gap Insurance Work?

Wondering how gap insurance works? Read our guide to discover why you may need gap insurance and whether it makes sense for your insurance needs.

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Image of woman on gray couch, smiling down at phone

3-minute read

Types Of Debt: What You Need To Know

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

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Image of small grocery owner helping client.

6-minute read

Subordinated Debt: How It Works And The Risks Involved

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

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Happy businessman reading mail in his office.

6-minute read

Collateral Loans: How Getting A Loan With Collateral Works

A loan with collateral can be easier to obtain and may have a lower interest rate. Discover how collateral loans work and the pros and cons of this loan type.

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Woman on phone and doing business.

5-minute read

What Is A Lender? Meaning, Different Types And How To Choose The Right One

Unsure of what a lender is or does? Learn about various types of moneylenders you can work with and the qualities that set a good financial lender apart.

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Image of woman reading as sleeping child sits on her lap. Man on phone in background.

4-minute read

What Is Simple Interest And How Is It Calculated?

Simple interest is the amount of interest charged on a loan over a set period of time. Read more about what simple interest is and how it’s calculated here.

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Businessman looking through a binder on his desk in his office.

5-minute read

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

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Mature African American woman in a red convertible and smiling at the camera.

5-minute read

Is Paying Off Your Car Loan Early A Good Idea?

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan early.

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Young woman on mobile phone asking for personal loan.

6-minute read

Payday Loans: Everything You Should Know

Payday loans can provide you with fast cash, but come with high fees and interest as well. Learn how payday loans work and the risks involved in getting one.

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Pile of miscellaneous gold jewelry.

6-minute read

Are Pawn Shop Loans A Good Lending Option?

Pawn shop loans trade you cash for an item, which a lender keeps if you can’t repay the loan. Learn how pawn shop loans work and discover safer alternatives.

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two young men moving stuff from van to house

5-minute read

Moving Loans: How To Finance Your Relocation Expenses

Relocating can quickly add up, but moving loans can cover many of those expenses. Read about available moving loans and how to get the cash you need for your move.

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exterior of mobile home with new build on porch and beautiful landscaping

9-minute read

Mobile Home Loans: Financing A Manufactured Home

Mobile and manufactured homes may not be traditional housing, but home loans are still available for them. Learn about home financing for this type of housing.

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A person driving a motorcycle around a curve at sunset

5-minute read

Motorcycle Financing: What Are My Options?

Motorcycle financing can help you finally purchase the bike you’ve been dreaming of. See your options for motorcycle loans and how to choose the one for you.

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