Learn how energy efficient home improvements can help you save during the next tax season with tax credits.

Debt-to-income ratio is the percentage of your income that goes toward debt each month. Learn how to calculate your debt-to-income ratio and why it’s important.

Increasing your credit score takes time, but some strategies work faster than others. Learn how to improve your credit score with our nine quick and easy tips.

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

Replacing old or drafty windows is an essential home improvement project, but it can get pricey. Read on to learn how to estimate your window replacement cost.

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

A 72-month car loan can help you save on monthly payments, but it can have drawbacks. Learn everything you should know about taking out a 72-month auto loan.

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

Taking on debt is a big decision, and there are many options to choose from to help you achieve your goals. Learn about types of debt and how they work.

Subordinated debt, or sub debt, is unsecured debt that’s only repaid after more prioritized loans. Learn how subordinated debt works and how businesses use it.

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.

An upside down car loan means you owe more than your vehicle is worth. See tips on how to get out of a negative equity car loan and not go upside down on a car.

Repairing your credit can make qualifying for a loan or mortgage easier. Uncover six steps on how to fix your credit score while building your credit history.

Paying off a car loan early has benefits, but there are also disadvantages of paying off a car loan early. Uncover your options for paying off a car loan early.

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.