Learning Center | Rocket Loans

Are Pawn Shop Loans A Good Lending Option?

Pawn shop loans trade you cash for an item, which a lender keeps if you can’t repay the loan. Learn how pawn shop loans work and discover safer alternatives.

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

Knowing the difference between a soft inquiry vs. a hard inquiry on your credit can make you a more informed borrower. Learn how each affects your credit score.

APR: What It Is And How It’s Calculated

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

Variable Vs. Fixed Rates: Your Quick Guide

If you're researching loans and need to understand variable versus fixed rates, we have you covered. Explore the facts to get the right interest rate for you.

Can You Get A Loan Without A Job?

You can get a loan without a job, but it might be a challenge. Learn how to get a loan without a job, despite this not being the wisest move for many borrowers.

How To Get Low-Interest Personal Loans

Low-interest personal loans can be useful financial tools, but certain factors can determine your rate. See how you can get a personal loan with low interest.

What Does It Mean To Have An Upside Down Car Loan?

An upside down car loan means you owe more than your vehicle is worth. See tips on how to get out of a negative equity car loan and not go upside down on a car.

Furniture Loan: Does It Make Sense For You?

Do you want to purchase new furniture without paying cash? Learn about furniture loans and whether a loan for furniture might be a worthwhile financing option.

Title Loans: Definitions, Risks And How They Work

Title loans provide same-day to cash to people in need of fast money. But what is a title loan exactly, and is it your best option? Find out in this article.

What Is A Lender? Meaning, Different Types And How To Choose The Right One

Unsure of what a lender is or does? Learn about various types of moneylenders you can work with and the qualities that set a good financial lender apart.

Personal Loan Terms: What You Need To Know

When people apply for a personal loan, they tend to focus more on when they’ll get the money than repayment. Find out why personal loan terms are important.

How To Get A First Time Personal Loan Without A Credit History

Applying for your first personal loan with no credit history can be difficult, but it’s not impossible. Learn what options you may qualify for here.

What Is An Unsecured Loan And How Does It Work?

An unsecured personal loan is a type of financing that doesn’t require any collateral. See how different types of unsecured loans work and how you can get one.

Revolving Debt: Definition And Examples

Revolving debt is the balance from a credit account that you’re expected to pay off each month. Learn more about revolving debt and revolving debt examples.

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

It might seem tough to repair your credit when stuck in a bad slump, but it's not. Read our fast solutions to get back on track to a happy score.

Personal Line Of Credit Vs. Personal Loan: Choosing The Right Option

Choosing between a personal line of credit versus a personal loan can be difficult. Uncover the biggest differences between a line of credit and a loan.

Should You Use A Tax Refund Loan?

Do you have plans for your 2022 tax refund? Using our list of pros and cons, decide whether you should use a tax refund loan to gain early access to your money.

Should You Use A Debt Management Plan (DMP)?

A debt management plan (DMP) can streamline your efforts to be debt-free, but should you use this method? Find out with our comprehensive guide to DMPs.

Featured Resources

Are Pawn Shop Loans A Good Lending Option?

Soft Inquiry Vs. Hard Inquiry: What Should You Know?

APR: What It Is And How It’s Calculated

Variable Vs. Fixed Rates: Your Quick Guide

Can You Get A Loan Without A Job?

How To Get Low-Interest Personal Loans

What Does It Mean To Have An Upside Down Car Loan?

Furniture Loan: Does It Make Sense For You?

Title Loans: Definitions, Risks And How They Work

What Is A Lender? Meaning, Different Types And How To Choose The Right One

Personal Loan Terms: What You Need To Know

How To Get A First Time Personal Loan Without A Credit History

What Is An Unsecured Loan And How Does It Work?

Revolving Debt: Definition And Examples

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

Personal Line Of Credit Vs. Personal Loan: Choosing The Right Option

Should You Use A Tax Refund Loan?

Should You Use A Debt Management Plan (DMP)?