Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Woman smiling on computer because she improved her credit score.

Featured story 4-MINUTE READ

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

Featured story 6-MINUTE READ

Should you pay off debt or save for the future?

Woman reading documents while sitting in front of the computer.

5-minute read

What is a credit card minimum payment and how is it calculated?

Credit card minimum payments are the lowest amount you can pay toward your balance each month to keep your account in good standing. Learn how they work.

4-minute read

What To Remember During Tax Season

Filing your taxes can feel overwhelming, but only if you don't know what you're doing. Learn important dates and benefits to becoming an early tax filer.

Woman checking credit score via phone on home window seat.

5-minute read

Does debt consolidation hurt your credit?

Debt consolidation may hurt your credit score initially, but it can eventually raise your score. Learn more about how this strategy can affect your credit.

Young woman working remotely outside on laptop, smiling.

6-minute read

Can personal loans build credit?

Personal loans can be used for a variety of reasons, but do personal loans build credit? Learn about the potential positive credit impacts of personal loans.

6-minute read

How to build an emergency fund for 2026

Building an emergency fund helps ensure you’re prepared for any financial crisis. Set realistic savings goals to establish an emergency fund on a budget.

Image of couple relaxing on couch and reviewing credit scores.

11-minute read

The best ways to build credit

Curious about the best ways to build your credit from scratch? Learn your options and how you can build up to a winning score.