Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

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Featured story 4-MINUTE READ

Bad Credit Is Scary: 5 Quick Strategies To Improve Your Credit Score

Featured story 5-MINUTE READ

Should You Pay Off Debt Now Or Save For The Future?

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5-minute read

What is the debt snowball method?

The debt snowball method helps with debt repayment by targeting your smallest debts first. Discover how the snowball method can lead to a debt-free life.

Image of man checking credit score on couch in home.

9-minute read

Is it bad to close a credit card?

Is it bad to close a credit card? Closing a credit card hurts your credit by impacting your credit score factors. Learn when to close and when to keep an account.

5-minute read

Fixed interest vs. variable interest rates: Your guide

If you’re researching loans and need to understand fixed interest vs. variable interest rates, explore the facts to get the right interest rate for you.

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6-minute read

How to calculate the monthly payment on a loan

Calculating the monthly payment helps you choose the best loan for your budget. Learn how to apply the loan payment formula and explore additional resources.

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7-minute read

What is simple interest and how is it calculated?

Simple interest determines how much you’ll pay on a loan over time. Learn how it works, how to calculate it, and why it matters for your finances.

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