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5-minute read
Loan Default: What Happens When You Default On A Loan?
Loan default occurs when you fail to make monthly payments. See what happens when you default on a loan, and see the consequences and how to avoid loan default.
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7-minute read
Delinquent Accounts: What They Are And How To Deal With Them
Late payments on a loan or card can make your account delinquent, hurting your credit score and more. Learn how to deal with and avoid a delinquent account.
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5-minute read
How To Get A $15,000 Loan: A Step-By-Step Guide
Wondering if a $15,000 personal loan is the right financing solution for you? Explore everything you need to know about $15,000 loans and how to apply.
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7-minute read
Getting A $30,000 Loan: Everything You Should Know
See the possibilities for getting a $30,000 loan and learn about personal loan eligibility requirements, pros and cons, and alternative lending options.
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5-minute read
How Many Personal Loans Can You Have At Once?
Taking out a second loan may help cover new or unexpected costs. Learn how many personal loans you can have at once and the risks of repaying multiple loans.
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6-minute read
What Is A Good Credit Score To Buy A Car?
Your credit score can directly affect how expensive your auto loan’s monthly payments will be. Learn what’s a good credit score to buy a car and how it’s rated.
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5-minute read
What Is Loan Amortization And How Does It Work?
Amortization is the process of making monthly payments on debt such as a personal loan or mortgage loan. Learn more about what amortization is and how it works.
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5-minute read
Installment Loans: How They Work And If They're Right For You
An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.
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5-minute read
Is a personal loan installment debt or revolving debt?
A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.
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6-minute read
What Is A Personal Line Of Credit, And How Does It Work?
A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.
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8-minute read
Personal Loan Vs. Credit Card: What’s The Best Option?
Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.
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3-minute read
How to define usury: Lending terms 101
Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.
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5-minute read
APR: What It Is And How It’s Calculated
APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.
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7-minute read
Can You Pay Off A Personal Loan Early, And Should You?
Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.
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8-minute read
Emergency Loans: What They Are And How To Get Them
Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit.
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6-minute read
What credit score do you need to get a personal loan?
If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.
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7-minute read
Using A Personal Loan To Buy A House: Is It Possible?
A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.
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7-minute read
You Need A Loan But Keep Getting Declined: What Next?
If you need a loan but keep getting declined, first find out why your loan is being denied. Learn here how you can improve your application and reapply.
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