An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

Not sure if you can get a loan after bankruptcy due to its impact on your credit? See how bankruptcy impacts loan approval and how you may still qualify.

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.

If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.

Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit.

A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.

Wondering if a $2,500 personal loan can help you close a gap in your finances? Explore this funding option and discover how to qualify for a $2,500 loan.

If you need a loan but keep getting declined, first find out why your loan is being denied. Learn here how you can improve your application and reapply.

A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.

A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.

A promissory note is a legal document with a borrower’s promise to repay a lender according to the loan terms. Learn about promissory notes for personal loans.

A personal loan gives a borrower a lump sum of cash to use as they see fit. Learn what exactly a personal loan is, how it works and some of its top benefits.