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Women on iPhone checking loan options.

5-minute read

Installment Loans: How They Work And If They're Right For You

An installment loan is repaid over time using scheduled and fixed monthly payments. Read on to learn the basics of what an installment loan might mean for you.

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Two people in a casual business meeting.

4-minute read

What Is Collateral And How Does It Work?

Collateral is used to secure different types of loans, from credit cards to real estate. Discover what collateral is and the types of collateral lenders use.

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Older couple on laptop together financial planning together.

5-minute read

Is a personal loan installment debt or revolving debt?

A personal loan is a type of installment loan. Here is the difference between an installment loan and revolving credit.

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Woman sitting on couch holding a credit card and a document.

6-minute read

What Is A Personal Line Of Credit, And How Does It Work?

A personal line of credit is a revolving amount of money you can draw from and repay as needed. Learn about the pros and cons of personal credit lines.

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Woman holding credit card and phone, comparing loan options.

8-minute read

Personal Loan Vs. Credit Card: What’s The Best Option?

Personal loans and credit cards differ in important ways, such as interest rates. Learn when to use a personal loan vs. a credit card, and their pros and cons.

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A couple talking over a contract with a lawyer.

3-minute read

How to define usury: Lending terms 101

Usury is the unethical monetary lending of loans that benefit the lender in an unfair way. Learn more about what usury means and the usury laws that exist.

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Image of mom pushing children in laundry basket during move-in.

5-minute read

APR: What It Is And How It’s Calculated

APR (annual percentage rate) can tell you the yearly cost of borrowing a loan. See how APR is calculated and find out what your rate can mean for your wallet.

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Man in blue shirt sitting at computer thinking.

8-minute read

Bankruptcy Loans: How To Get A Loan After Bankruptcy

Not sure if you can get a loan after bankruptcy due to its impact on your credit? See how bankruptcy impacts loan approval and how you may still qualify.

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Image of family paying personal loan at kitchen table.

7-minute read

Can You Pay Off A Personal Loan Early, And Should You?

Can you pay off a personal loan early? You can, but there are pros and cons to consider. Discover when paying a loan off early could be good for your situation.

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Young couple studying their finances at their kitchen table.

6-minute read

What credit score do you need to get a personal loan?

If you want a good rate, the minimum credit score needed for a personal loan is 650. Dive into how credit scores work and how they can affect personal loans.

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Man frustrated with broken down car.

8-minute read

Emergency Loans: What They Are And How To Get Them

Emergency loans can provide you with quick cash after an unexpected event. Learn how to get an emergency loan and explore your options if you have bad credit.

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Aerial view of a neighborhood.

7-minute read

Using A Personal Loan To Buy A House: Is It Possible?

A personal loan usually can’t be used to buy a house, but it can help in other ways. Learn how to use a personal loan in connection with a home purchase.

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A woman sitting on the floor in front of her couch and smiling at a sheet of paper she's holding.

6-minute read

How To Get A $2,500 Personal Loan: A Complete Guide

Wondering if a $2,500 personal loan can help you close a gap in your finances? Explore this funding option and discover how to qualify for a $2,500 loan.

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Couple Applying For A Loan

7-minute read

You Need A Loan But Keep Getting Declined: What Next?

If you need a loan but keep getting declined, first find out why your loan is being denied. Learn here how you can improve your application and reapply.

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Client swiping credit card to make home purchase.

6-minute read

Do Personal Loans Hurt Your Credit Score?

A personal loan can affect your credit score in numerous ways, good and bad. Learn how a personal loan can hurt your credit, and how it can help it as well.

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Image of man outside coffee shop, smiling at personal loan options on laptop screen.

7-minute read

Long-Term Personal Loans: What To Know About A Lengthier Repayment Term

A long-term personal loan has a lengthier repayment term and lower payments than typical loans, but it ultimately costs more. Get the full scoop on this option.

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Image of couple reviewing a loan promissory note.

5-minute read

Promissory Notes For Personal Loans: A Guide

A promissory note is a legal document with a borrower’s promise to repay a lender according to the loan terms. Learn about promissory notes for personal loans.

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Image of woman artist at workspace, considering personal loans and staring out the window.

8-minute read

What Is A Personal Loan? A Complete Guide

A personal loan gives a borrower a lump sum of cash to use as they see fit. Learn what exactly a personal loan is, how it works and some of its top benefits.

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