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Woman holding credit card and phone, comparing loan options.

Featured story 7-MINUTE READ

Personal loan vs. credit card: What’s the best option?

Personal Loan Basics

Learn everything you need to know about personal loans.

Financial Smarts

Become a "Financial Pro" and feel confident about your money management.

Explore Your Options

Understand your options and how to make the most of your loan amount.

Featured Resources

Man on laptop, smiling, sitting on chaise lounge couch.

3-minute read

4 long-term benefits of debt consolidation

Debt consolidation simplifies debt repayment, but the emotional and financial long-term benefits of debt consolidation are far-reaching. Learn more about it.

9-minute read

Loans for people on disability: What they are, how to get one, and alternatives

Loans for people on disability can help disabled people cover their expenses. Read our guide to learn about disability loans, how to get one, and alternatives.

Two people looking over a spreadsheet together.

7-minute read

What to know about high-risk loans and why you should avoid them

Borrowers with low credit scores may qualify for high-risk loans, but they’ll see higher interest rates and fees. Learn the drawbacks to high-risk loans.

Grandma, mother and daughters laughing in a cirlce holding hands.

5-minute read

Personal loan myths to leave behind in 2025

Don’t believe the most common personal loan myths. Rocket Loans shares the facts about personal loans, including credit score and collateral requirements.

Woman leaning on kitchen island looking at her phone and smiling.

7-minute read

What are the 3 credit reporting agencies?

What are the 3 credit reporting agencies? Learn more about TransUnion^®, Experian^®, and Equifax^® and find out why credit scores may be different from each one.

Young woman in yellow shirt checking her phone while shopping.

7-minute read

Holiday loans: What they are, how they work, and alternatives

A holiday loan is a personal loan used to fund holiday spending. Learn how to get a holiday loan and find alternatives for funding your holiday purchases.