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  • Getting started
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    Discover how a personal loan can help you take control of your financial future.

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      Learn about our simple personal loans process, from applying online to receiving your money.

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          Featured Resources

          Woman holding up a set of new car keys.

          7-minute read

          Buying A Car With Bad Credit: Understanding Your Options

          Trying to buy a used car with bad credit? Your options may not be as limited as you think. Learn our tips for getting on the road toward financial freedom.

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          4-minute read

          Solar Panels: Grants For Homeowners To Consider

          See how solar panel grants for homeowners can help you enjoy energy savings and provide the necessary funding to make your home a source of renewable energy.

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          Image of man recording music in home studio.

          4-minute read

          How To Build A Home Recording Studio

          No matter what your home space looks like, creating the perfect home studio will look different for many people. Use our guide to estimate equipment cost and understand what you'll need for a sweet setup.

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          5-minute read

          How To Build A Home Theater

          Looking to create a spot at home to binge all your favorite flicks? We’ve got you covered. Learn how to build a home theater that’s perfect for every genre.

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          Image of smiling father lifting daughter in kitchen.

          8-minute read

          Home Equity Loan Vs. Personal Loan: Which Is The Best Option?

          When considering a home equity loan vs. a personal loan, what distinguishes the two? Uncover the key differences between a home equity loan and a personal loan.

          Read more

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          All loans are made by Cross River Bank, a New Jersey state chartered commercial bank, Member FDIC, Equal Housing Lender. All loans are unsecured, fully amortizing personal loans. Eligibility for a loan is not guaranteed. This is not a deposit product. Please refer to our disclosures and licenses page for state-required disclosures, licenses, and lending restrictions.

          Qualified clients using Rocket Loans will see loan options for a 36 or 60 month term, and APR ranges from a minimum of 8.01% (rate with autopay discount) to a maximum of 29.99% (rate without autopay discount) depending upon their credit profile. An origination fee of up to 9.99% is charged for each loan. This fee is deducted from the balance before funds are disbursed to the client. For example, a 5-year $16,000 loan with a 14.55% interest rate and a 6.95% ($1,112) origination fee would have 59 scheduled monthly payments of approximately $376.83 and 1 final monthly payment of approximately $399.09 for an APR of 17.90%. Borrower must be a U.S. citizen or permanent U.S. resident at least 18 years of age. All loan applications are subject to credit review and approval and offered loan terms depend upon credit score, requested amount, requested loan term, credit usage, credit history and other factors. Not all borrowers receive the lowest interest rate. To qualify for the lowest rate, you must have excellent credit, meet certain conditions, and select autopay. Rates and Terms are subject to change at any time without notice.

          The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

          Married applicants may apply for a separate account.

          Same Day Funding available for clients completing the loan process and signing the Promissory Note by 4:00PM ET on a business day. Also note, the ACH credit will be submitted to your bank the same business day. This may result in same day funding, but results may vary and your bank may have rules that limit our ability to credit your account. We are not responsible for delays which may occur due to incorrect routing number, account number, or errors of your financial institution.

          Please refer to our terms of use for additional terms and conditions, and to Rocket Loans' privacy notice and Cross River's privacy notice to learn more about what we do with your personal information. For California residents, please see the California financial privacy opt-out form.

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          Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies, Inc. (NYSE: RKT).